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@Wavester64 wrote:
@chuckwood wrote:I tried on mine at 5 months on accident because they generated a statement the day I got the card and got the "insufficient experience with present account". Then I called back in the next month and it I was approved for a cli with a sp.
Thanks @chuckwood ! That reads good for me since I tried @ 3-months I got the same thing you got and 6-months for me is next month
No problem. Good Luck hopefully you will have success also.
Ok I have the Wells Fargo Propel card which I got back in December of 2018 with a starting credit limit of 7K. The first time that Wells Fargo will grant a increase is at 6 month mark that is a fast hard Rule. I tried twice before the 6 months and got turned down did get an increase after 6 months. After the first increase I was able to get several increase at four months between applys with no problem. The last credit increase was on July 6 of this for a 3K increase just under four months from the last increase. The total credit line is 8K, which took about a year and half to triple. All with soft pulls have no complaints with Wells Fargo bank.
Correction the Total credit line Is 18K, not 8K.
@firefox100 wrote:
Ok I have the Wells Fargo Propel card which I got back in December of 2018 with a starting credit limit of 7K. The first time that Wells Fargo will grant a increase is at 6 month mark that is a fast hard Rule. I tried twice before the 6 months and got turned down did get an increase after 6 months. After the first increase I was able to get several increase at four months between applys with no problem. The last credit increase was on July 6 of this for a 3K increase just under four months from the last increase. The total credit line is 8K, which took about a year and half to triple. All with soft pulls have no complaints with Wells Fargo bank.
This timing seems right.
It's been yearrrrrrrrrrrrrs since I did my last CLIs, but I seem to remember some happening at 3-4 months after previous.
Had to wait 6 or 12 months for first though.
@firefox100 wrote:
Ok I have the Wells Fargo Propel card which I got back in December of 2018 with a starting credit limit of 7K. The first time that Wells Fargo will grant a increase is at 6 month mark that is a fast hard Rule. I tried twice before the 6 months and got turned down did get an increase after 6 months. After the first increase I was able to get several increase at four months between applys with no problem. The last credit increase was on July 6 of this for a 3K increase just under four months from the last increase. The total credit line is 8K, which took about a year and half to triple. All with soft pulls have no complaints with Wells Fargo bank.
Good info to know, I'll mark down 6 months as the time to call and ask for mine. Would you mind sharing how much each increase was? I got a SL of 4k and really would just like to get it up to 10k eventually because it's a nice number, won't ever need to spend that high on it though.
@M_Smart007 wrote:
@Wavester64 wrote:
@M_Smart007 wrote:
@lhcole77 wrote:I've been told they don't lower APR.
I did CLI requests every 6 months for a while. SP if you call. If it doesn't go through, they let you know you can forward it on for HP consideration.
Been my experience as well.
What if you tried after 3-months of having the card and got denied for "insufficient experience with present account" which was a SP. Can one try again in 3-months making that a total of 6-months? Or does that require another 6-months?
@Wavester64, I can't be 100% for sure, I don't think it resets the 6 month rule.
So just as a follow-up for DPs for others, I tried again today at the 6-month mark (well yesterday was 6-months, I waited the extra day). Called and got a very nice CSR. Took all my info, tried to be conservative this time and ask for $10K (last time I asked for $25K ) and she approved for $6300 (so you were right, it doesn't reset the 6-month rule) So $1300 instead of $5000 - I am cool with it - something is better than nothing
I have read later on in this thread that after the 1st one, you can try 4-months later - that's November 30th - I'll see how brave I am at the time to do that