I tried the Citi Bank prequalifier, as I do every so often. Previously they had no offers, but tonight I got this. How reliable is the prequalifier site. It has a set APR, and the other four card they said I could apply for also have fixed APRs.
City Simplicity
Mxxxx Oxxxx, you're Pre-Qualified to apply for the following credit card offers. See below for 4 additional offer(s).
Enjoy 0% Intro APR on purchases and balance transfers for 21 months; after that, the variable APR will be 13.24%.1 Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.1 The only card with no late fees, no penalty rate and no annual fee - ever.1 Save time with fast, easy access to a live representative for personal help, 24 hours a day. Purchase APR 0% Intro APR on balance transfers and purchases for 21 months after that, the variable APR will be 13.24%.1 Balance Transfer APR 0% introductory APR for 21 months1 from date of first transfer when transfers are completed within 4 months from date of account opening. After that, the variable APR will be 13.24%1 Annual Fee No Annual Fee1
You can choose to stop receiving "pre-screened" offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT-OUT NOTICE for more information about prescreened offers.
@mato01 wrote:I tried the Citi Bank prequalifier, as I do every so often. Previously they had no offers, but tonight I got this. How reliable is the prequalifier site. It has a set APR, and the other four card they said I could apply for also have fixed APRs.
City Simplicity
Mxxxx Oxxxx, you're Pre-Qualified to apply for the following credit card offers. See below for 4 additional offer(s).
Enjoy 0% Intro APR on purchases and balance transfers for 21 months; after that, the variable APR will be 13.24%.1 Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.1 The only card with no late fees, no penalty rate and no annual fee - ever.1 Save time with fast, easy access to a live representative for personal help, 24 hours a day. Purchase APR 0% Intro APR on balance transfers and purchases for 21 months after that, the variable APR will be 13.24%.1 Balance Transfer APR 0% introductory APR for 21 months1 from date of first transfer when transfers are completed within 4 months from date of account opening. After that, the variable APR will be 13.24%1 Annual Fee No Annual Fee1
You can choose to stop receiving "pre-screened" offers of credit from this and other companies by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT-OUT NOTICE for more information about prescreened offers.
It's no guarantee of course but it's very reliable.
I went ahead and pulled the trigger on the Double Cash. I was aproved for $3300 with a 13.24 APR.
