How solid are US Bank Pre-Quals?

[Anonymous]

How solid are US Bank Pre-Quals?

Went to their site and it says I’m prequalified for the

US Bank Cash+ Visa Signature Card.

Just curious as to know where I may stand with this.

Thanks!

[Adkins]

---

@brickie74 wrote:

How solid are US Bank Pre-Quals?

Went to their site and it says I’m prequalified for the

US Bank Cash+ Visa Signature Card.

Just curious as to know where I may stand with this.

Thanks!

---

They seem pretty solid if you have a set APR showing and not a range.

[Anonymous]

thanks,

I'm pretty sure that mine is a range...

[Adkins]

Yup. I get a range, too. 

[Anonymous]

Another day my friend

[Adkins]

---

@Anonymous wrote:
Another day my friend

---

You & me both! 

(I at least got a range of APRs starting this month, where as before I had no offers what so ever. Progress, yes?)

[Anonymous]

Works for me, it seem like a good way to look at it

[Anonymous]

I got a set APR and a $500 toy limit. Recon said no to more due to my unpaid tax lien. It's a sock drawered card I regret because it put me over 4/24 with Chase, ugh.

Useful card if the oddball categories work for you.

[Anonymous]

If the disclosure is fixed for any of the cards you pre-qualified for, then it's a solid offer.  The range means they have to take a closer look during the manual review of your file, if you apply.

[Anonymous]

I had a solid APR when i applied and got the 7-10 day but after verification it was approved for $500.00 SL. After my research on here is seems that if you get a range its 50-50 but if its solid 80-20.