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How solid are USAA pre-selected offers?

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Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.

Message 31 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?

I received a pre-Approved offer this week for the same card.

1.5% Prefered Cashback Visa card.  Approved for SL 4.5K

But check this out, unbeknownced to me before I went to the

Mailbox I applied for The USAA Rate Advantage Visa card

and was approved for $7K at 17.5% sight-unseen unsoliticed.

So I got $11.5K of USAA Visa cards in the course of 24 Hours.

I'd say apre-approvals are rock solid 100% Pure GOLD!!!

Pick up you  NUGGET and good Luck to you!!!  Smiley Happy

Message 32 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.


For new cards they use Ex but when you want an inc, they use EQ.  Just for your future reference should you ask for inc's

Message 33 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

@Anonymous wrote:

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.


For new cards they use Ex but when you want an inc, they use EQ.  Just for your future reference should you ask for inc's


Thanks for the info.  

The csr  said they pulled EQ for the initial application.  I know that they pulled EQ when I was declined Jul '16.

 

 

Message 34 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.


For new cards they use Ex but when you want an inc, they use EQ.  Just for your future reference should you ask for inc's


Thanks for the info.  

The csr  said they pulled EQ for the initial application.  I know that they pulled EQ when I was declined Jul '16.

 

I have two cards and dh has three, this has been the case with every one of them.  I've seen a few people say differently but not many.  I think some random states might use EQ.   When you do an inc check back and let us know how it worked out for you,  Smiley Wink

Message 35 of 50
baller4life
Super Contributor

Re: How solid are USAA pre-selected offers?

They pulled EQ for my initial app in Texas.
Message 36 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.


For new cards they use Ex but when you want an inc, they use EQ.  Just for your future reference should you ask for inc's


Thanks for the info.  

The csr  said they pulled EQ for the initial application.  I know that they pulled EQ when I was declined Jul '16.

 

I have two cards and dh has three, this has been the case with every one of them.  I've seen a few people say differently but not many.  I think some random states might use EQ.   When you do an inc check back and let us know how it worked out for you,  Smiley Wink


Thanks again.  I will update if/when I request a cli.

Is it a SP or HP cli?

Is there a minimum amount of time before you can request a cli?

Message 37 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@baller4life wrote:
They pulled EQ for my initial app in Texas.

How long ago was the intial app?  I can't find it now but I thought I saw a thread stating that USAA was now using Experian.  It may have been

the vantage score service that they offer.

Message 38 of 50
baller4life
Super Contributor

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

@baller4life wrote:
They pulled EQ for my initial app in Texas.

How long ago was the intial app?  I can't find it now but I thought I saw a thread stating that USAA was now using Experian.  It may have been

the vantage score service that they offer.


Last week lol. It appears to be region based which bureau they pull for apps.

Message 39 of 50
Anonymous
Not applicable

Re: How solid are USAA pre-selected offers?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Just an update.  It turns out that they pulled my EX, not EQ.

I am in AZ, don't know if that matters.  The most recent info I could find on the credit pulls database showed EQ.


For new cards they use Ex but when you want an inc, they use EQ.  Just for your future reference should you ask for inc's


Thanks for the info.  

The csr  said they pulled EQ for the initial application.  I know that they pulled EQ when I was declined Jul '16.

 

I have two cards and dh has three, this has been the case with every one of them.  I've seen a few people say differently but not many.  I think some random states might use EQ.   When you do an inc check back and let us know how it worked out for you,  Smiley Wink


Thanks again.  I will update if/when I request a cli.

Is it a SP or HP cli?

Is there a minimum amount of time before you can request a cli?



The link will show up at 6 months.  It's a hard hit.  They have never auto inc ours.  I spoke with them about a sp and they said they dont do it at all.  Although some people say they got an inc with a sp.

Message 40 of 50
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