I app’d and failed

[Anonymous]

Welcome to the jardin. Here's why everyone's telling you to garden: you have 6 CC and you said everything has been open for just a year - which means you are racking up hard inquiries within a very short span of time. And you are trying to add 3 more. This behavior will tank your scores down again. We've all been there, it's hard.

my advice: same as everyone else. And if you feel the itch to apply for a card, just do prequals and STOP there, they almost feel like applying for a card 😂. 

[Wavester64]

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@Anonymous wrote:

Advice?  Slow down. 

Your scores are still a little on the low side, indicating you may have some derogatory marks on your file. Couple that with lenders swaying a bit to the cautious side now and denials are a certain possibility. 

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OP (@Jdman)  this is perfectly said. Time to take a step back.