Re: I feel bad now for turning down NASA

ilovelisa · ‎03-16-2015

So about a week ago, I applied for a NASA FCU card was approved for $5,000. They wanted my last two paystubs and kept sending emails everyday reminding me of that.

I sent them a message that I just wanted to cancel and didn't want their card. Is it weird that I kind of regret doing that?

I was hoping for a higher limit and I already have 10 credit cards. I definitely would have taken it if it were a Mastercard since I have so many Visas. Now I just feel like I wasted an inquiry.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

bigblue7722 · ‎03-16-2015

are you sure it was a HP? most of the time nasa is a soft pull. Why not call back and tell them you changed your mind?

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

ilovelisa · ‎03-16-2015

I didn't even think about it being a soft pull. Now that I see that, I remember reading that a while back. I will find out if it was a HP tomorrow when my Credit Karma update is available.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

CreditCuriosity · ‎03-16-2015

@ilovelisa wrote:
I didn't even think about it being a soft pull. Now that I see that, I remember reading that a while back. I will find out if it was a HP tomorrow when my Credit Karma update is available.

CK wont fly CK does TU/EQ Nasa is EX and should be a soft pull if you haven't applied before.. "should"

FinStar · ‎03-16-2015

@ilovelisa wrote:
So about a week ago, I applied for a NASA FCU card was approved for $5,000. They wanted my last two paystubs and kept sending emails everyday reminding me of that.

I sent them a message that I just wanted to cancel and didn't want their card. Is it weird that I kind of regret doing that?

I was hoping for a higher limit and I already have 10 credit cards. I definitely would have taken it if it were a Mastercard since I have so many Visas. Now I just feel like I wasted an inquiry.

All you needed to provide them is POI... simple scan and upload! Although there could be mixed results for individuals on CC approvals, for the most part it usually ends up being SP on EX. NASA is a pretty decent CU IMO.

joedtx · ‎03-16-2015

If it's only been a week you still might be able to get in, call and ask you are within 30 days.

Anonymous · ‎03-16-2015

Why apply to something you might not want

Anonymous · ‎03-16-2015

@Anonymous wrote:
Why apply to something you might not want

+4

happypill · ‎03-16-2015

Sounds like he applied because he was hoping for a high limit.

joedtx · ‎03-17-2015

@happypill wrote:
Sounds like he applied because he was hoping for a high limit.

+1

I feel bad now for turning down NASA

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I feel bad now for turning down NASA