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Just called to follow up on the limit increase and they did it on the spot, I didn't want it to fall thru the cracks and since the card finally appeared in my acount yesterday.
I spoke to the rep about opening up a checking account. I think I will go for that as well. MIght as well and its free as long as I keep $500 on there or do DD and she said that I wouldnt be subject to the minimum restrictions for the first 3 months.