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I have an itch to app! Help!

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Kb109
Frequent Contributor

I have an itch to app! Help!

Lately I've really had the itch to apply for another card. I was approved last week by Lake Michigan Credit Union (LMCU) for their Visa card. What are some great cards right now?? Here are my current cards:

 

Amex BCE $24,300, AAdvantage Aviator Red $20,000, Chase Ink Cash $18,500, Discover It $17,000, CSP $16,000, LMCU Prime $15,000, Overstock store card $14,800, Citi Diamond Preferred $11,200, Amex Business Platinum Skymiles $10,000, Citi American Airlines $9,100, Care Credit $8,000, Barclays Arrival $7,500, BoA Cash Rewards $5,000, Amex Gold Skymiles $3,000, Amex Everyday $2,000

 

Which card do you think would be a great addition to my family? hehe. I travel often but I do enjoy cash back as well. Thanks!

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 1 of 40
39 REPLIES 39
Anonymous
Not applicable

Re: I have an itch to app! Help!

Eh, you have a great line up of cards.  I think the urge to apply is because you are getting all these approvals...   What card do you want?  If we have to suggest for you to give it a go, then you should not be applyingSmiley Tongue...

Message 2 of 40
Kb109
Frequent Contributor

Re: I have an itch to app! Help!

I have been accumulating all these cards since 2007. I did not aquire them all at once, LOL.

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 3 of 40
Anonymous
Not applicable

Re: I have an itch to app! Help!


@Kb109 wrote:

I have been accumulating all these cards since 2007. I did not aquire them all at once, LOL.


That wasn't clear in your initial post so thanks for clarifying...  I see you don't have the Chase Freedom.  It is a great cash back card and although it is similar to Discover, there is a promotion now where you get $200 back after spending $500.....

 

It also compliments the CSP well..

Message 4 of 40
Kb109
Frequent Contributor

Re: I have an itch to app! Help!

Very good point! I have been eye'ing the Freedom for a while now. I just might pull the trigger since that is an awesome sign up bonus!  Thanks Smiley Happy

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 5 of 40
Anonymous
Not applicable

Re: I have an itch to app! Help!


@Kb109 wrote:

Very good point! I have been eye'ing the Freedom for a while now. I just might pull the trigger since that is an awesome sign up bonus!  Thanks Smiley Happy


Now I am excited.. Apply and report back with results so that I live through you as I am done applying for CCsSmiley Happy...

Message 6 of 40
Anonymous
Not applicable

Re: I have an itch to app! Help!

Did you app yet?

Message 7 of 40
CreditCuriosity
Moderator Emeritus

Re: I have an itch to app! Help!

Don't goto the approval section, doesn't help the itch..  Trust me.

 

I blame that section for many of my applications.

Message 8 of 40
baller4life
Super Contributor

Re: I have an itch to app! Help!


@CreditCuriousity wrote:

Don't goto the approval section, doesn't help the itch..  Trust me.

 

I blame that section for many of my applications.


True story.... Smiley Sad

Message 9 of 40
Anonymous
Not applicable

Re: I have an itch to app! Help!


@CreditCuriousity wrote:

Don't goto the approval section, doesn't help the itch..  Trust me.

 

I blame that section for many of my applications.


Not me. I blame my total lack of willpower.

Message 10 of 40
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