I have an itch to app! Help!

[msbia]

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@CreditCuriousity wrote:

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@msbia wrote:

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@CreditCuriousity wrote:

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@msbia wrote:

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@CreditCuriousity wrote:

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@msbia wrote:

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@baller4life wrote:

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@msbia wrote:

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@baller4life wrote:
And CC tried to push me off the ledge msbia. I was strong though!

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Whoa what? LOL! We need to be supporting each other here not scratching itches and ledge-pushing! 

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Tried to get me to app Penfed today.  Enabler!!!! LMAO!

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NO! Wait till November as planned!

CC, didn't you want that Fido Amex? Or was that Cap? Go for it!!!! Hehe. 

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Shush, don't temp me ..  Haven't apped yet!  Aready have 3 Centurion Amex's still debating on that one!

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Twoooooo percent everywhere! You know u want to. And it's a pukey...I mean pretty green card too!

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Unless you have a retirement account with fidelity then you can get the Black version and if you have enough money w/them you can get the AF waived (I have one lol, enough money with them questionable..)...  Sexy..

https://wwwa.applyonlinenow.com/us/fidelityprivateclientcard/

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Me likey but I have a USAA Amex that looks almost like that with an $18k SL in my SD. GET the GREEN CC, get the green! 

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I do have that bookmarked if that says anything about my future of apping

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That's pathetic lol. In full disclosure though, I have Citi bookmarked too and as soon as they stop hating me and I get a prequal...garden, what? LOL

[msbia]

CC, I was telling Baller I have way more cards than I need and more credit than I'll ever use. So I feel ya; I plan to purge some of this mess early next year and be done with it. First up, all Amex (Centurion). 

[CreditCuriosity]

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@msbia wrote:

CC, I was telling Baller I have way more cards than I need and more credit than I'll ever use. So I feel ya; I plan to purge some of this mess early next year and be done with it. First up, all Amex (Centurion). 

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@Anonymous?  Have any backdating?  See I can't do this as two of mine are date dated to 1990, to much to lose for me doing this and one I will be going for 40k with 70ish more days.. @ 23k now, going to push it and submit my tax form which I am sure they will ask for just so I have a limit that I don't have to worry ever about utlization if I want to throw a big time purchase on.  I think most of us agree on simplicity.  Just takes awhile to get some of the big limits at least for me where I want them!

[msbia]

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@CreditCuriousity wrote:

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@msbia wrote:

CC, I was telling Baller I have way more cards than I need and more credit than I'll ever use. So I feel ya; I plan to purge some of this mess early next year and be done with it. First up, all Amex (Centurion). 

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What?  Have any backdating?@  See I can't do this as two of mine are date dated to 1990, to much to lose for me doing this and one I will be going for 40k with 70ish more days.. @ 23k now, going to push it and submit my tax form which I am sure they will ask for just so I have a limit that I don't have to worry ever about utlization if I want to throw a big time purchase on.  I think most of us agree on simplicity.  Just takes awhile to get some of the big limits at least for me where I want them!

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Nope. Got them both in November last year and really just don't care for Amex from the bottom up. I have way better relationships with USAA, Chase and NFCU so my Amex cards are useless to me. I can PC one of my NFCU cards to Flagship and hit up to $80k if I wanted to, but I don't need high credit lines like that for my needs. That's why I stopped hitting up Discover for CLI. I never even went for the guaranteed CLI on my NFCU card after the last AR. I love the thrill of getting what I want, but being honest, I don't need all the credit lol. 

[Kb109]

Well guys, I pulled the trigger and applied. I was denied for too many new accounts, despite my perfect credit history and high income. Details are in my new thread on the Credit Cards forum.

[taxi818]

This should do the trick. 

[msbia]

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@Kb109 wrote:

Well guys, I pulled the trigger and applied. I was denied for too many new accounts, despite my perfect credit history and high income. Details are in my new thread on the Credit Cards forum.

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I'm sorry Kb...

Next time listen to me! 

[CreditCuriosity]

Sorry to hear

[Dw4250]

Don't do it...lol!

[Anonymous]

If OP did app for chase freedom, why would he/she take the $200 cash? If a person has CSP, wouldn't it be better to transfer points instead to CSP?