@gsully00 wrote:I did the pre-qual site last week and showed the offers for 4 cards, went with QS and approved for 3k then immediately apped for the Venture and approved for 10k SL, MyFico reported 3 HP's and not 6 for these cards EQ is 641 TU 614 EX 591, cards just arrived yesterday.
Nice, 10k SL seems pretty nice for those scores! And grats on only 3x HP!
Think I'll wait a few months to app for those 2, want to lower my current util a little & let my current 2 cap1 cards mature to 1 year. Then I'll app for those 2 and try & get some nice cli's & maybie 2 pc's or a combine on them or something.
I also recently got a mailer for the Citi Diamond Preferred, but I read that's really just a BT type card, which I'm not sure I really need(at least atm).
@Rebuilding69 wrote:Per the title, I heard it changed somewhat recently I guess?
I tried a quick prequal today with them & got "Congratulations! We think you'll like this pre-qualified card offer." for the QS with a 0% APR until July 2016 & 17.9% afterwards(not worried about APR since I try to not carry balances whenever possible). It also said "We also suggest" with the Venture Rewards card with 17.9% APR & $59 yearly fee after the 1st year..
I dont remember what the fake prequal message says, so is that a legit prequal on the QS & not sure if the Venture Rewards is legit either?
@I currently have the QS1 @ $1300 & Plat MC @ $2k, as well as the NFCU Visa Sig @ $6500 & Navcheck @ $15k, so I wouldn't mind getting a "prime" card with Cap1 if either of those are legit.
> Yes! > GO FOR THE VENTURE! 
I think it's a go for you, got same message
@Rebuilding69 wrote:
@gsully00 wrote:I did the pre-qual site last week and showed the offers for 4 cards, went with QS and approved for 3k then immediately apped for the Venture and approved for 10k SL, MyFico reported 3 HP's and not 6 for these cards EQ is 641 TU 614 EX 591, cards just arrived yesterday.
Nice, 10k SL seems pretty nice for those scores! And grats on only 3x HP!
Think I'll wait a few months to app for those 2, want to lower my current util a little & let my current 2 cap1 cards mature to 1 year. Then I'll app for those 2 and try & get some nice cli's & maybie 2 pc's or a combine on them or something.
I also recently got a mailer for the Citi Diamond Preferred, but I read that's really just a BT type card, which I'm not sure I really need(at least atm).
> THINGS ARE CHANGING! just because you are Pre-Qualified Now.. does Not Mean you will be Later/ Months from Now/ When you're ready to Apply! <> Anything Can change in the blink of an Eye (Including your Circumstances) whats the the Harm of Accepting A (Venture Acc Now>?
So I went ahead & applied for both cards.
Applied for the QS & got it @ $3k, then waited 5 minutes or so & applied for the Venture & got straight up denied. It didn't even go thru the same screens the QS approval did.
When I applied for the QS, it showed how it was connecting to the bureaus & checking my scores etc before it gave me the approval. After I got approved for the QS, the last screen had me login to my existing Cap1 account to do preferences etc, and somehow it dumped me back one screen where it showed it connecting to the bureaus & then it said I was approved for the QS at the same limit again. I'm not sure what happened, but it's almost like it applied for the QS twice in a row, because it said I was approved twice in a row. My account only shows one QS card @ $3k though.
I'm wondering if I was straight up denied the Venture because it glitched out or something when applying for the QS, because it never even showed it checking the bureaus & scores(unless it used the same HP?).
Not sure what happened. Should I wait the # of days for the reason or is there a number I can call to find out if the system glitched out or something? I hate thinking I wasted 3x HP for the Venture app when it didn't even seem like it was checking correctly or something?
The pulls were probably combined, and you may have been denied the Venture for legitimate reasons.
or maybe you didn't have enough alcohol for it lol. i can honestly say that out of my 8 cards this year only two were approved while sober. so give it a whirl lol 
jk. don't do that.
jk. don't do that.