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I'm over Chase 5/24 but have offer on Marriott Rewards website...

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Physh1
Frequent Contributor

I'm over Chase 5/24 but have offer on Marriott Rewards website...

I'm over the Chase 5/24...I'm sitting at 8/24 i believe...

 

I'm booking a trip through Marriott Rewards (I own 2 timeshares) and have an 80k offer. Is this considered a targeted offer? Clicking the apply now link through Marriott Rewards takes me to a different application page than if I access the Rewards card directly through Chase.

 

Mixed info on this getting around the rule. Thoughts?

 

Fico 8 = ~770 as of 8/28/16

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

Have you tried in a branch to see if you have a pre-approval?
Message 2 of 14
Physh1
Frequent Contributor

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

Nothing on pre-approval site or in branch. Read mixed reports on email/mail offers being excluded from the 5/24.

Message 3 of 14
CreditCuriosity
Moderator Emeritus

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...


@Physh1 wrote:

Nothing on pre-approval site or in branch. Read mixed reports on email/mail offers being excluded from the 5/24.


Marketing.. Skip or your will be declined.  As that card is in the 5x24 rule.. Now if you can make use of the Ritz card and your scores support it you can get that for 3 nights at Rtiz and use for Rtiz/Marriott points as that isn't part of the 5x24 rule

Message 4 of 14
Anonymous
Not applicable

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

You sure that card is part of 5/24? I thought it was in the same camp as the Ritz/Amazon/Disney
Message 5 of 14
CreditCuriosity
Moderator Emeritus

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...


@Anonymous wrote:
You sure that card is part of 5/24? I thought it was in the same camp as the Ritz/Amazon/Disney

Cards NOT included in 5x24 Rule are the following.   Obviously this can change in the future.  Marriott is included... Really doesn't make sense as same company as Ritz, but yep.

 

Amazon
Britsh Airways
Fairmont
HYatt
IHG
Ritz-Cartlon
Disney
AARP

Message 6 of 14
BigBS
Senior Contributor

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

Think the Marriott Rewards Business card is excluded.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 14
elim
Senior Contributor

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

  I have the card and book all the time through the site, I get the offer everytime i'm there... spam. What about RC?

Message 8 of 14
CreditCuriosity
Moderator Emeritus

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...


@BigBS wrote:

Think the Marriott Rewards Business card is excluded.


Agree left that out as it was a business card.

Message 9 of 14
Anonymous
Not applicable

Re: I'm over Chase 5/24 but have offer on Marriott Rewards website...

I applied and was approved for the Chase Marriott card $5k in May and was way over the 5/24. I replied to an email from Marriott Rewards. My offer was no fee first year and 40k points for $3k spend in first 3 months.

The points hit my Marriott account after my last statement. I'm still rebuilding and a little gardening and was greatful that they approved me.

P.S. The approval process for me took at least 3 weeks. I never called, just waited patiently.

My dos pesos :-)
Message 10 of 14
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