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I need to apply for another credit card...I cant control it

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Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it

pick 2 for me to apply ....CHASE sapphire Preferred, CHASE Freedom, US BANK CASH+ or CITI Double Cash ? i need one for the 15 months 0% APR on purchases and balance transfers. Going use it to have 0% APR on my car that needs maintenance instead of applying Bosch Service Credit Card issued by Credit First Associate (Firestone).

Message 51 of 80
-Cal-
Valued Contributor

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

pick 2 for me to apply ....CHASE sapphire Preferred, CHASE Freedom, US BANK CASH+ or CITI Double Cash ? i need one for the 15 months 0% APR on purchases and balance transfers. Going use it to have 0% APR on my car that needs maintenance instead of applying Bosch Service Credit Card issued by Credit First Associate (Firestone).


In this order:

 

* Cash+ (if you believe you will get approved)

* Double Cash
* Chase Freedom

* CSP 30 days after Freedom

 

Good luck!

Message 52 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@WLRK11 wrote:

@JoshNurse wrote:
Premium to me is a card made of metal. At the moment the only two I have are chase saphire preferred and the ritz carlton card. I think my final card will be the marriot card because it's the last metal csrd I can actually get and want. I don't want the visa black card

Ohhhhh! You should have said metal, not premium, in your orginial post. While metal cards may be "premium", "premium" cards are not always metal. 

 

Stay (credit) thristy, my friends. #thethirstisreal 


unlike plastic cards, metal cards does feel a little premium 

Message 53 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@-Cal- wrote:

@Anonymous wrote:

pick 2 for me to apply ....CHASE sapphire Preferred, CHASE Freedom, US BANK CASH+ or CITI Double Cash ? i need one for the 15 months 0% APR on purchases and balance transfers. Going use it to have 0% APR on my car that needs maintenance instead of applying Bosch Service Credit Card issued by Credit First Associate (Firestone).


In this order:

 

* Cash+ (if you believe you will get approved)

* Double Cash
* Chase Freedom

* CSP 30 days after Freedom

 

Good luck!


30 days ? i thought if i apply CSP and Freedom  the sametime it goes under the same inquiry instead of 2 ?    us bank have 0% introductory ? i was going do freedom first then CSP right after but in my demographic it seems the credit lines are much higher applying CSP first but im not sure. Freedom has 0% 15 months APR CSP doesn't. just a nice looking metal card Screen Shot 2014-11-13 at 3.05.25 AM.png

Screen Shot 2014-11-13 at 3.06.03 AM.png

Message 54 of 80
-Cal-
Valued Contributor

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

@-Cal- wrote:

@Anonymous wrote:

pick 2 for me to apply ....CHASE sapphire Preferred, CHASE Freedom, US BANK CASH+ or CITI Double Cash ? i need one for the 15 months 0% APR on purchases and balance transfers. Going use it to have 0% APR on my car that needs maintenance instead of applying Bosch Service Credit Card issued by Credit First Associate (Firestone).


In this order:

 

* Cash+ (if you believe you will get approved)

* Double Cash
* Chase Freedom

* CSP 30 days after Freedom

 

Good luck!


30 days ? i thought if i apply CSP and Freedom  the sametime it goes under the same inquiry instead of 2 ?    us bank have 0% introductory ? i was going do freedom first then CSP right after but in my demographic it seems the credit lines are much higher applying CSP first but im not sure. Freedom has 0% 15 months APR CSP doesn't. just a nice looking metal card Screen Shot 2014-11-13 at 3.05.25 AM.png

Screen Shot 2014-11-13 at 3.06.03 AM.png


@Anonymous & CSP @ the same time is YMMV. 

 

Go for it right now and let us know how it goes... 

Message 55 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@-Cal- wrote:

@Anonymous wrote:

@-Cal- wrote:

@Anonymous wrote:

pick 2 for me to apply ....CHASE sapphire Preferred, CHASE Freedom, US BANK CASH+ or CITI Double Cash ? i need one for the 15 months 0% APR on purchases and balance transfers. Going use it to have 0% APR on my car that needs maintenance instead of applying Bosch Service Credit Card issued by Credit First Associate (Firestone).


In this order:

 

* Cash+ (if you believe you will get approved)

* Double Cash
* Chase Freedom

* CSP 30 days after Freedom

 

Good luck!


30 days ? i thought if i apply CSP and Freedom  the sametime it goes under the same inquiry instead of 2 ?    us bank have 0% introductory ? i was going do freedom first then CSP right after but in my demographic it seems the credit lines are much higher applying CSP first but im not sure. Freedom has 0% 15 months APR CSP doesn't. just a nice looking metal card Screen Shot 2014-11-13 at 3.05.25 AM.png

Screen Shot 2014-11-13 at 3.06.03 AM.png


@Anonymous & CSP @ the same time is YMMV. 

 

Go for it right now and let us know how it goes... 


LMAO im scared but this is GREAT http://ficoforums.myfico.com/t5/Credit-Cards/Apply-for-both-CSP-and-Freedom-at-same-time/td-p/2741839

 

im going wait until maybe i get to 750

Message 56 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it

wow interesting ...

 

 

 

The multiple browser method is a useful method to be instantly approved for multiple credit card applications at one time.   The reason is because when you apply for multiple credit cards at the same time, the other bank or credit bureau might only see you are applying for just one credit card.  Applying for three cards on three different days could impact your score 6-9 points, while applying on one day could only be a 2-3 hit.  How do you apply for multiple credit cards on one day?

Use multiple browsers, one for each credit card application.  Only apply for 1 credit card from each provider(Chase, AMEX, Barclays) at a time unless it is Citi. Citi does not allow you to apply for 2 cards at the same time anymore. You can also apply for one Chase personal and one Chase business card.  Other than Chase, I don’t recommend apply for business and personal credit cards at the same time.  It is also best to sign up on Monday-Thursday because the reconsideration line is only open Monday through Friday.  I usually call the reconsideration line right away if I don’t get instant approval.  Here is my method:

1. Open up Internet Explorer, Mozilla Firefox, and Google Chrome all in private mode.  I use private mode and different browsers to ensure the credit bureaus don’t see my other inquiries.  This heightens the chance of being automatically approved for multiple cards because it looks like you are applying for just one card.

Multiple browser method. 3 Credit Card applications.

2. Fill out each application simultaneously and try to submit all of them at the same time.

3. If you don’t get instant approval, call the reconsideration line right away.  Tell them you really want the card and mention the perks you are interested in.  Also be proactive and let them know if you can move credit from another card to open the new one.  A list of phone numbers can be found here.

My experience doing the multiple browser method to apply for multiple credit cards at the same time:

  • I applied for four cards at one time.  Chase United Explorer, Chase Ink Plus, and 2 Hilton Citi credit cards.
  • Since I already had many credit cards, I did not get instant approvals on any card.  Your experience may vary.
  • I called the reconsideration lines for all four cards.  You can see my Chase experience here.
  • Both my Chase cards were approved right away.  I had to verify my address for the Citi Hilton cards.  I explained I needed to separate business expenses and personal expenses for the 2 Hilton cards.  I actually had to wait about 2 days because I just moved and had to verify my address.
  • My credit score dropped 2 points at the time.  See the history of my score here.

http://romsdeals.com/2012/12/05/multiple-credit-cards-at-the-same-time/

Message 57 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

wow interesting ...

 

 

 

The multiple browser method is a useful method to be instantly approved for multiple credit card applications at one time.   The reason is because when you apply for multiple credit cards at the same time, the other bank or credit bureau might only see you are applying for just one credit card.  Applying for three cards on three different days could impact your score 6-9 points, while applying on one day could only be a 2-3 hit.  How do you apply for multiple credit cards on one day?

Use multiple browsers, one for each credit card application.  Only apply for 1 credit card from each provider(Chase, AMEX, Barclays) at a time unless it is Citi. Citi does not allow you to apply for 2 cards at the same time anymore. You can also apply for one Chase personal and one Chase business card.  Other than Chase, I don’t recommend apply for business and personal credit cards at the same time.  It is also best to sign up on Monday-Thursday because the reconsideration line is only open Monday through Friday.  I usually call the reconsideration line right away if I don’t get instant approval.  Here is my method:

1. Open up Internet Explorer, Mozilla Firefox, and Google Chrome all in private mode.  I use private mode and different browsers to ensure the credit bureaus don’t see my other inquiries.  This heightens the chance of being automatically approved for multiple cards because it looks like you are applying for just one card.

Multiple browser method. 3 Credit Card applications.

2. Fill out each application simultaneously and try to submit all of them at the same time.

3. If you don’t get instant approval, call the reconsideration line right away.  Tell them you really want the card and mention the perks you are interested in.  Also be proactive and let them know if you can move credit from another card to open the new one.  A list of phone numbers can be found here.

My experience doing the multiple browser method to apply for multiple credit cards at the same time:

  • I applied for four cards at one time.  Chase United Explorer, Chase Ink Plus, and 2 Hilton Citi credit cards.
  • Since I already had many credit cards, I did not get instant approvals on any card.  Your experience may vary.
  • I called the reconsideration lines for all four cards.  You can see my Chase experience here.
  • Both my Chase cards were approved right away.  I had to verify my address for the Citi Hilton cards.  I explained I needed to separate business expenses and personal expenses for the 2 Hilton cards.  I actually had to wait about 2 days because I just moved and had to verify my address.
  • My credit score dropped 2 points at the time.  See the history of my score here.

http://romsdeals.com/2012/12/05/multiple-credit-cards-at-the-same-time/


Unless you are able to click 2-3 submit buttons in the same second, I do not see this working any better than apping within the same hour.

Message 58 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

Unless you are able to click 2-3 submit buttons in the same second, I do not see this working any better than apping within the same hour.


if you live with family members, gather around everyone's computer/laptop, fill in apps ready and count 1-2-3 and click all together Smiley LOL

Message 59 of 80
Anonymous
Not applicable

Re: I need to apply for another credit card...I cant control it


@Anonymous wrote:

@Anonymous wrote:

Unless you are able to click 2-3 submit buttons in the same second, I do not see this working any better than apping within the same hour.


if you live with family members, gather around everyone's computer/laptop, fill in apps ready and count 1-2-3 and click all together Smiley LOL


i wonder if its possible applying on the i iphone. i have google chrome and safari on my computer and safari on my iphone 

Message 60 of 80
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