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I said I was done apping but...

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SomeGuyOnTheWeb
Regular Contributor

I said I was done apping but...

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.

EQ - 727
TU - 752
EX - 774
Message 1 of 12
11 REPLIES 11
Billybob_TX
Frequent Contributor

Re: I said I was done apping but...

I apped for the $50 back plus a year of Amazon Prime, but the $200 beats my deal.

 

They do have some random $5-$10 off here and there for $30-$45 bucks spending in gas, walmart, toys r us, etc so not a bad card.

Message 2 of 12
Anonymous
Not applicable

Re: I said I was done apping but...


@SomeGuyOnTheWeb wrote:

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.


Nice offer. I think i'm going to wait till Jan 2016 to app for another AMEX though..

Message 3 of 12
OnTheRebound
Established Contributor

Re: I said I was done apping but...

 
Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 4 of 12
OnTheRebound
Established Contributor

Re: I said I was done apping but...


@SomeGuyOnTheWeb wrote:

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.


I keep starring at this BCE offer of $250 bonus on my desk. $1000 spend/90 days/12.99%. Don't want it. Don't need it. I just hate refusing free money. I have till 12/17 to decide.

 

I also have 3 offers sitting on my desk for BCE for $200 plus one year of Amazon Prime. Prime is useless for me.

Also offer for PRG 50K points. I have no use for this.

 

 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 5 of 12
Anonymous
Not applicable

Re: I said I was done apping but...


@OnTheRebound wrote:

@SomeGuyOnTheWeb wrote:

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.


I keep starring at this BCE offer of $250 bonus on my desk. $1000 spend/90 days/12.99%. Don't want it. Don't need it. I just hate refusing free money. I have till 12/17 to decide.

 

I also have 3 offers sitting on my desk for BCE for $200 plus one year of Amazon Prime. Prime is useless for me.

Also offer for PRG 50K points. I have no use for this.

 

 


It's calling your name. Hah.

Message 6 of 12
OnTheRebound
Established Contributor

Re: I said I was done apping but...


@Anonymous wrote:

@OnTheRebound wrote:

@SomeGuyOnTheWeb wrote:

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.


I keep starring at this BCE offer of $250 bonus on my desk. $1000 spend/90 days/12.99%. Don't want it. Don't need it. I just hate refusing free money. I have till 12/17 to decide.

 

I also have 3 offers sitting on my desk for BCE for $200 plus one year of Amazon Prime. Prime is useless for me.

Also offer for PRG 50K points. I have no use for this.

 

 


It's calling your name. Hah.


I feel like that proverbial donkey and the carrot. Too tempting not to go for it.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 7 of 12
Anonymous
Not applicable

Re: I said I was done apping but...

Id be pretty tempted too, Especially w/that APR.

Message 8 of 12
Anonymous
Not applicable

Re: I said I was done apping but...

I had the $200 a few months back, now nothing

Message 9 of 12
NRB525
Super Contributor

Re: I said I was done apping but...


@OnTheRebound wrote:

@Anonymous wrote:

@OnTheRebound wrote:

@SomeGuyOnTheWeb wrote:

AMEX keeps sending me offers for the BCE with a $200 bonus on $1K spend.

 

I was going to spend about $1,500 come January 1st on dental work, so why not? Because I'll never use this card. I don't need this card (I have the SM card). And I'll never use the card after the initial $1K. But I want the $200. 

 

Someone talk me out of apping, please.


I keep starring at this BCE offer of $250 bonus on my desk. $1000 spend/90 days/12.99%. Don't want it. Don't need it. I just hate refusing free money. I have till 12/17 to decide.

 

I also have 3 offers sitting on my desk for BCE for $200 plus one year of Amazon Prime. Prime is useless for me.

Also offer for PRG 50K points. I have no use for this.

 

 


It's calling your name. Hah.


I feel like that proverbial donkey and the carrot. Too tempting not to go for it.


25% cash back on a no AF card with the best interest rate they offer, when you don't already have an AMEX of your own?

And you can't pull the trigger?

that is self control. You can have it. Smiley Tongue

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 10 of 12
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