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I should really stop checking prequal sites...

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Anonymous
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I should really stop checking prequal sites...

Dropped some baddies off my reports and gained a few points and... voila. Finally got the Chase Freedom and Slate prequal.

I don't know why I torture myself by checking these things... I don't NEED another card or another inquiry. It's just so tempting...

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

I feel your pain. I check them as well far too often. It's my way of "apping" without really apping Smiley Wink

 

 

Edited: because I apparently cannot spell when I'm tired

Message 2 of 19
Anonymous
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Re: I should really stop checking prequal sites...


@Anonymous wrote:

I feel you're pain. I check them as well far too often. It's my way of "apping" without really apping Smiley Wink


Just a little pick-me-up I guess! I'd love to see my list of soft pulls... it's probably a mile long!

Message 3 of 19
msbia
Established Contributor

Re: I should really stop checking prequal sites...

I don't want to be an instigator OP and I realize you're gardening...but how many inquiries do you have? It's just me but I think I would go for,the Freedom and then close the Credit One. Good luck in whatever decision you make! 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 4 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

I am guilty of the same thing. I don't need another card and I am planning to continue to garden for a long time. Prequals just satisfy my want to app.

Message 5 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

Guilty as charged. 😊😊😊
Message 6 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

go get that freedom

Message 7 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

As far as inquiries go...

 

9 on EX, 8 on TU, and 5 on EQ. 

Message 8 of 19
msbia
Established Contributor

Re: I should really stop checking prequal sites...


@Anonymous wrote:

As far as inquiries go...

 

9 on EX, 8 on TU, and 5 on EQ. 


They're supposedly getting tight with new accounts in the past two years but personally I still think it's worth a shot! 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 9 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

I too would take that freedom as long as the advertised APR is at least better than the max and close that credit 1 in a second.  Those inquiries don't look too bad as long as your score is accurate.

Message 10 of 19
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