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I should really stop checking prequal sites...

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Anonymous
Not applicable

Re: I should really stop checking prequal sites...

Score is accurate... TU and EQ actually went up a few points, but nothing major.

 

And I know they're new account sensitive, but the Discover and the Capital One cards have not reported yet.

Message 11 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...


@Anonymous wrote:

Score is accurate... TU and EQ actually went up a few points, but nothing major.

 

And I know they're new account sensitive, but the Discover and the Capital One cards have not reported yet.


Then what are you waiting for? Smiley Wink

Message 12 of 19
woodyman100
Valued Contributor

Re: I should really stop checking prequal sites...

I agree with the other posters 1000000000000000000000%.

Add Freedom and dump Credit One.

i had one too, but cancelled as soon as something better came along.

look at it logically.

Credit one...High annual fee.

                    Charges for paltry CLI's

                     Will not grow much and maybe a wimpy gas reward.

Freedom.....Better starting limit

                    A bank that will reward you for paying your bills with better cards and limits

                    Great rewards

                     NO ANNUAL FEE!

it's really a no brainer

 

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 13 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

Ya'll convinced me. Approved for $2,200. Not as high as I was hoping, but I'm happy.

 

I figured I'd better get in now because once Discover and Cap One report, I'll be over the whole 5 accounts in 2 years rule.

Message 14 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

Just a little peer pressure Smiley Wink Anyway congrats on your approval. I'm glad you took the leap.

Message 15 of 19
msbia
Established Contributor

Re: I should really stop checking prequal sites...


@Anonymous wrote:

Ya'll convinced me. Approved for $2,200. Not as high as I was hoping, but I'm happy.

 

I figured I'd better get in now because once Discover and Cap One report, I'll be over the whole 5 accounts in 2 years rule.


Congratulations, I knew you'd be golden. Now dump C1 post-haste LOL! 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 16 of 19
Anonymous
Not applicable

Re: I should really stop checking prequal sites...

Haha. Thanks for the push. Smiley Wink

 

I will call Credit One in the morning. I've been putting it off because I didn't want my scores to dip, but I think it's time I get rid of those vultures.

Message 17 of 19
msbia
Established Contributor

Re: I should really stop checking prequal sites...


@Anonymous wrote:

Haha. Thanks for the push. Smiley Wink

 

I will call Credit One in the morning. I've been putting it off because I didn't want my scores to dip, but I think it's time I get rid of those vultures.


Your scores are good and C1 will continue to report for 10 years. Let the new accounts age like fine wine and you'll only get better! Getting the Freedom is a coup, and it will open the door to future Chase cards, then you can combine limits as you like. Congrats again!!!

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 18 of 19
taxi818
Super Contributor

Re: I should really stop checking prequal sites...

I feel you op. i check often. but to my surprise. i just checked my softpulls the other day. it appears they don't actually sp everytime you check the pre qual. just once in a while. certain lenders. but chase is not one of them. neither is citi. i cannot see citi on my softpull list.

Message 19 of 19
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