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Score is accurate... TU and EQ actually went up a few points, but nothing major.
And I know they're new account sensitive, but the Discover and the Capital One cards have not reported yet.
@Anonymous wrote:Score is accurate... TU and EQ actually went up a few points, but nothing major.
And I know they're new account sensitive, but the Discover and the Capital One cards have not reported yet.
Then what are you waiting for?
I agree with the other posters 1000000000000000000000%.
Add Freedom and dump Credit One.
i had one too, but cancelled as soon as something better came along.
look at it logically.
Credit one...High annual fee.
Charges for paltry CLI's
Will not grow much and maybe a wimpy gas reward.
Freedom.....Better starting limit
A bank that will reward you for paying your bills with better cards and limits
Great rewards
NO ANNUAL FEE!
it's really a no brainer
Ya'll convinced me. Approved for $2,200. Not as high as I was hoping, but I'm happy.
I figured I'd better get in now because once Discover and Cap One report, I'll be over the whole 5 accounts in 2 years rule.
Just a little peer pressure Anyway congrats on your approval. I'm glad you took the leap.
@Anonymous wrote:Ya'll convinced me. Approved for $2,200. Not as high as I was hoping, but I'm happy.
I figured I'd better get in now because once Discover and Cap One report, I'll be over the whole 5 accounts in 2 years rule.
Congratulations, I knew you'd be golden. Now dump C1 post-haste LOL!
Haha. Thanks for the push.
I will call Credit One in the morning. I've been putting it off because I didn't want my scores to dip, but I think it's time I get rid of those vultures.
@Anonymous wrote:Haha. Thanks for the push.
I will call Credit One in the morning. I've been putting it off because I didn't want my scores to dip, but I think it's time I get rid of those vultures.
Your scores are good and C1 will continue to report for 10 years. Let the new accounts age like fine wine and you'll only get better! Getting the Freedom is a coup, and it will open the door to future Chase cards, then you can combine limits as you like. Congrats again!!!
I feel you op. i check often. but to my surprise. i just checked my softpulls the other day. it appears they don't actually sp everytime you check the pre qual. just once in a while. certain lenders. but chase is not one of them. neither is citi. i cannot see citi on my softpull list.