I want to apply for a Delta Gold

[Deuter]

Hi guys, 

I have a question, i already see on my preapprovals on my amex portal the Delta Gold which is the card that i am interested about. It has the regular normal 35,000 bonus miles. When browsing through incognito of course i see the 50K miles. Can i just apply in the 50K offer and it will go through as preapproved?  Or what is recommended? 

Ty

[coldfusion]

Just go ahead and apply incognito, doing so won't impact your odds of approval vs. clicking through directly from the preapproval to apply. 

The relevant fact to remember here is that a preapproval only means that the odds of approval are high, not that an approval is guaranteed.

[BmoreBull]

When you get the offer in incognito mode, what happens if you sign into your account? Once you sign in and click on apply, it should say if you are pre qualified. If it says expanding your membership is easy, that's a no go. 

[coldfusion]

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@BmoreBull wrote:

When you get the offer in incognito mode, what happens if you sign into your account? Once you sign in and click on apply, it should say if you are pre qualified. If it says expanding your membership is easy, that's a no go. 

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That's not how it works, you don't sign in. It's a cold app.

[BmoreBull]

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@coldfusion wrote:

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@BmoreBull wrote:

When you get the offer in incognito mode, what happens if you sign into your account? Once you sign in and click on apply, it should say if you are pre qualified. If it says expanding your membership is easy, that's a no go. 

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That's not how it works, you don't sign in. It's a cold app.

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sorry, for some reason I thought he was an existing card holder. 

[Anonymous]

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@BmoreBull wrote:

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@coldfusion wrote:

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@BmoreBull wrote:

When you get the offer in incognito mode, what happens if you sign into your account? Once you sign in and click on apply, it should say if you are pre qualified. If it says expanding your membership is easy, that's a no go. 

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That's not how it works, you don't sign in. It's a cold app.

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sorry, for some reason I thought he was an existing card holder. 

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She is but if you want an incognito offer, you have to cold app to get it. 

[BmoreBull]

I learn something new here every day. And my apologies for the "he" thing. I didn't realize it was a she. 

[coldfusion]

If you're an existing cardholder you can't prequalify in incognito mode.  When you input your information it will come back and tell you that you have to log in.  

If you log in you won't see the offer for the enhanced SUB.  

Calling in after an approval and asking to be matched to the enhanced SUB is a massive YMMV.

So, you have to cold app.    If you're an existing cardholder (and you don't get the popup warning that you're ineligible for a SUB and click through if you still want to proceed) and you're approved AMEX will honor the enhanced SUB.

[Deuter]

Thanks guys about confirming me that cold app should be the same just with the better offer.

I will think about this application. I am currently applying for an Amex ICC card that i requested today so hopefully if i get this card i would kill my new card itching and not apply for the Delta. Now, if i get rejected or something weird with the ICC Amex, i might .... just apply for the Delta Gold. It's been like 8 months of my last card and i'm already considering a 2nd Amex given that they don't HP,customer service has been great, i don't have to app in person, and can combine CL's pretty easily compared to other issuers that you have to call in etc.

My issue is since i don't have a SSN or ITIN i am weary of cold apping. I would have to try to fill again the SSN field i think... go through all of the verifications... while in the preapproved i think i only fill again income and that's it. I still would cold app, but my situation is very specific were even if i am already a cardmember filling the cold app application form doesn't end of being an stress, as even if i got my first one through Global Transfer i would have to explain myself again etc. 

Hmm. I don't know what would you guys do? 

[PointsBonus]

If ur pre approved within you account -

log out, clear cookies and private mode / incognito for the higher SUB and u should still be approved with the higher SUB