So I just applied for the IHG card as I don't have a card of this type and could use its reward structure/bonus and got a 7-10 msg. I called recon and a super nice lady looked over the app and said I needed to speak with the verification department and they were closed. She nicely gave me the # even though I have it. They're closed now of course. Any ideas what they need or what the result will be? Ficos are in 700s. 5/24, new car app in Feb and new CC in Feb.