In the mood to apply!

[Anonymous]

So, after a few breakthroughts this weak (2 of 3 08's hit 700)....

Prequal for Venture not venture one, 0 for 15 then 17.9, also same for QS not QS1, and 0 for 15 then 15.9 for prestige.  Keep in mind, I had the triple pull in december. And also another one in January 2014 (denied). Currently at TU-8 EQ-2 EX-6 and only 2 of the TU's are from the last 6 months, and only 2 of the EX.

Would it be better to apply for Venture before or after my Amex ED shows up on my CRs? They are delayed for everyone right now. Could either help or hurt. Experian is my lowest score and I think with the Amex it would break 700. Theres also a CLI not reported on my EX yet either.

I am thinking if I apply for venture, I will get a 10k limit or more which is exactly what I need.  Tempted to try for a 2nd, and then wait to activate it after my first spend bonus ends. Sounds like the right thing to do. Then merge them later on if possible. Should be able to get one AF waived at least.

I just have this feeling that if I were to do my 2nd app for a quicksilver, it would be for a limit higher than what I have now (i am not rushing that) but it would possibly have a 17.9 apr, my current one will be 22.9 here in OCT.  They ain't gonna approve me for 2 ventures and a Quicksilver. And I dont want my 2yr9mo AAOA tanked anymore than it is.

So, what would you do? Started with 1k QS in december, was only supposed to go to 1500 after 6 months, not 3500 so its obvious my multiple payments have helped.

[Creditaddict]

I for sure would take the 2 at the same time to most likely avoid the triple pulls x2 and for the higher CL's.

Do venture first though

[Anonymous]

Both same time!

[SouthJamaica]

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@Anonymous wrote:

So, after a few breakthroughts this weak (2 of 3 08's hit 700)....

Prequal for Venture not venture one, 0 for 15 then 17.9, also same for QS not QS1, and 0 for 15 then 15.9 for prestige.  Keep in mind, I had the triple pull in december. And also another one in January 2014 (denied). Currently at TU-8 EQ-2 EX-6 and only 2 of the TU's are from the last 6 months, and only 2 of the EX.

Would it be better to apply for Venture before or after my Amex ED shows up on my CRs? They are delayed for everyone right now. Could either help or hurt. Experian is my lowest score and I think with the Amex it would break 700. Theres also a CLI not reported on my EX yet either.

I am thinking if I apply for venture, I will get a 10k limit or more which is exactly what I need.  Tempted to try for a 2nd, and then wait to activate it after my first spend bonus ends. Sounds like the right thing to do. Then merge them later on if possible. Should be able to get one AF waived at least.

I just have this feeling that if I were to do my 2nd app for a quicksilver, it would be for a limit higher than what I have now (i am not rushing that) but it would possibly have a 17.9 apr, my current one will be 22.9 here in OCT.  They ain't gonna approve me for 2 ventures and a Quicksilver. And I dont want my 2yr9mo AAOA tanked anymore than it is.

So, what would you do? Started with 1k QS in december, was only supposed to go to 1500 after 6 months, not 3500 so its obvious my multiple payments have helped.

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Don't expect a good credit limit on the QS. If you want a good credit limit, apply for the Venture.

[Anonymous]

 So should I go for it? go for 2 ventures? then if denied for 2nd keep going down the line on what I was preapproved for?

And 99 percent chance the pulls will merge into one per CR right?  My browser doesnt matter right, just keep prequal window open, and open each app as new tab?

Is the lack of my amex a good or bad thing? I dont want them thinking i was denied. 

[Creditaddict]

You can't do 2 ventures, do venture and qs that your pre-qual for

[Creditaddict]

Yes just keep original pre qualm window open and just apply back to back

[Anonymous]

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@Creditaddict wrote:

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Ok..I am scared lol. I just dont wanna deal with the BS and beggin. Thats all.

[Anonymous]

Before you hit that app button, note that the Venture doesn't have a 0% intro APR.

[Anonymous]

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@Anonymous wrote:

Before you hit that app button, note that the Venture doesn't have a 0% intro APR.

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all 3 of my offers said 0 interest until october then 17.9 except for the prestige said 15.9... all no interest for 15 months.