Income needed for chase sapphire preffered

[Anonymous]

last year I applied for the no fee sapphire and got denied for low income , I make 26k is that enough I don't want to get hp for nothing 

[elim]

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@Anonymous wrote:

last year I applied for the no fee sapphire and got denied for low income , I make 26k is that enough I don't want to get hp for nothing 

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   i worked 1/2 year (last year) and put 32k and got instant approval

good luck :]

[scorewatcher7]

do you have any additional income you can report? spouse can be added to your own. 26k might not be enough to cut but I've seen cards approved with lower. The thing is, CSP minimum credit line is 5k, and they probably don't want to risk it by giving out so much if income is low. If on the application you have a very low rent/housing payment, and low debt to income, you could possibly be approved.

[Anonymous]

Well I pay no mortgage or rent , besides a car loan I'm like 2k in the hole on credit cards but the credit lines total 18k across all card I do carry a chase united with a 5k limit and a Bofa card with 4,500 limit

[Anonymous]

I'm not about to lie and put I make 50k cause what if down the road something happens and they ask me for income proof ..... I've heard of people trying to BK have that bite them back in the butt. I'm not planning on bk obviously but none of us know what life will bring us tommoroe 

[Imperfectfuture]

Google credit pulls database, and search for chase or sapphire, some information in there about income if the person entering the info wants to add. Sometimes, we just don't have these answers in the forum.

[Anonymous]

i put i made 35k and got 5k with a collection i had on my file.

[ecxpa]

If you have a good history with Chase your odds are pretty good........could you PC your united card to CSP ?  May be something to discuss if you get denied

[Stralem]

I applied with a stated income of $29K. Instant approval.

Edit: I also had primary checking and savings with Chase, as well a 1yr-old Freedom card at the time, so that may have played a role.

[Anonymous]

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@Anonymous wrote:

I'm not about to lie and put I make 50k cause what if down the road something happens and they ask me for income proof ..... I've heard of people trying to BK have that bite them back in the butt. I'm not planning on bk obviously but none of us know what life will bring us tommoroe 

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I'm impressed with your morals. Not everyone has them. Good luck to you.