Income

[tendertan]

Question, so when apping for credit.  Do I list my income or do I combine my husband and I both? 

[09Lexie]

The best answer is to review the application.  Some apps state individual income; if not you should qualify for HHI.  Most CUs, will ask for individual income. 

[Creditaddict]

+1 Most banks ask for any income you can reasonably consider access to to repay the debt so that would be joint household income.