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Interesting Cap 1 letter in mail

tag
Creditwiser
Valued Contributor

Interesting Cap 1 letter in mail

So recently I shared my CLI's from CapOne in this thread;

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Big-Cap-1-Thanksgiving-Luv/m-p/4347432

 

On one of my cards I received a CLI to 7k.  However, I found a letter I received in the mail a few days ago and just opened it earlier. It said Congrats, we have increased your CL from 4000 to 8000.  8000?  really?  I logged back in to my account and sure enough, it states 7000 is my CL. 

I called the number on the letter and presented my case and my curiosity as to why there was a 1k discrepancy. After 2 transfers to different people and 20-30 minutes on hold I was told that they have verified this letter and would increase my CL to the stated amount. Sweet !

 

Strange discrepancy for sure but they did the right thing and honored the letter as stated.  More goodness from Cap One ...Gotta love it.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 1 of 8
7 REPLIES 7
ddemari
Super Contributor

Re: Interesting Cap 1 letter in mail

glad you got that worked out in your favor! never hurts to call and say whats up with this? lol. glad they gave you what they said they were in the letter. 

Message 2 of 8
Anonymous
Not applicable

Re: Interesting Cap 1 letter in mail

Grats! Way to stay on top of it.

Message 3 of 8
Anonymous
Not applicable

Re: Interesting Cap 1 letter in mail

That's awesome! Congrats

Message 4 of 8
Anonymous
Not applicable

Re: Interesting Cap 1 letter in mail

Nicely done! 

Message 5 of 8
OmarGB9
Community Leader
Super Contributor

Re: Interesting Cap 1 letter in mail

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 8
Anonymous
Not applicable

Re: Interesting Cap 1 letter in mail

Congrats. I have had very good service from Capital One to date. Nice they stuck to their letter.

Message 7 of 8
Anomalous
Senior Contributor

Re: Interesting Cap 1 letter in mail

Congratulations!

Keep both your credit and your body in top shape!

Message 8 of 8
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