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I got the pre-approval message last week, but the "submit application" link was messed up. I reported it to Petal support via their contact email, and they sent a new link yesterday. Went ahead and clicked, and I was approved for $3.5K SL at 22.74% with a HP on EX (705 as of yesterday, but it went down to 694 today both due to the pull and because I've been doing some fairly heavy spending and BT'ing lately).
@Anonymous wrote:
Same here Joe8185. I was also pre-approved then had to wait. I received the approval email today. SL $3.5k 25.74% apr ouch! I won’t be using this one at all! Was also approved yesterday for Delta Gold Amex. Thanking lucky stars for this grace. Upgraded to Cap One QS from Platinum two wks ago. I’m in the garden until Aug 2019.
TU 650
EX 641
EQ 634
Ch 7 dismissed Aug 2012 (forgot to file credit counseling cert.)
1 Collection (after cleaning up my own credit this summer)
Discover It $300
Cap1 QS $2500
Delta Amex Gold $1000 (so far, could this change? Haven’t recvd the card yet)
Petal $3,500
I received my new Petal Visa via FedEx. FedEx (not Petal!) bungled this, because I was out of town over the holiday weekend and had instructed FedEx a day before the delivery was scheduled to hold the envelope at the local FedEx office store. For some reason, this wasn't processed properly and the envelope, with card therein, was left at my front door on Friday and remained there all weekend. Imagine my astonishment when I came home yesterday afternoon and found the envelope there, safe and intact!
Anyway, I activated the card right away. I probably will make this my "emergency" card with occasional spend to keep it active, but it does look nice. I'm firmly in the garden now, except SP CLI requests, until at least January.
@FinStar wrote:
If you were part of a select group of invitees, you should have received the metal core CC.
It's definitely a simple, minimalist, sharp looking CC IMO.
I did! I forget what my exact numerical position on the waiting list was now, but my card has a "stainless steel core" according to the label on it. I just hope I don't have to go through any metal detectors with it in the near future, though...
Denial: Petal CC is not Bk Friendly
@Anonymous wrote:Denial: Petal CC is not Bk Friendly
I've read some other reports like this, and they perplex me because I was approved with a 2014 Chapter 7 BK on my records. How long ago was your own BK (and the BK's of others who were denied for this (claimed) reason)? Chapter 7 or 13?