Is Amex very sensetive to enqueries?

[orestrus]

Say I have 7 months of clean credit with utilization around 3%, bunch of enqs that were made during the first month of app spree, and 2 during the past 3 months. Just trying to figure out if they look at all enqs during the past year, or mostly pay attention to what was going on in the past 6 months.  I wish I had this info in helping me to determine as to when to apply - at 7 month mark, or wait it out and try my luck at say close to a year. Thank you!

[Anonymous]

Amex is notably one of the least inquiry sensitive banks when it comes to prime lenders. Your credit history is short but clean; Amex tends to like that. No guarantees though....

[Anonymous]

be clear of baddies and you should be good to go!

[B335is]

Yeah Amex isn't as inq sensitive as others. They may not give the most favorable terms but I think that has more to do with your util and aaoa.

[sultan33g]

I was approved with 25 inquiries. You'll be fine.

[orestrus]

Makes me feel better)) sultan, were you also new to credit at that time? Thanks!

[Anonymous]

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@orestrus wrote:
Makes me feel better)) sultan, were you also new to credit at that time? Thanks!

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Did you app yet? Get on it and report back!!

[orestrus]

No, my oldest card was born 3 months ago lol. Just getting my self ready for Amex , and want to be sure I don't pull the trigger too early)

[Booboo71]

Awwww! was it a visa or mastercard? (Boy/Girl?) lol Good luck I hope you get your amex!

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@orestrus wrote:

No, my oldest card was born 3 months ago lol. Just getting my self ready for Amex , and want to be sure I don't pull the trigger too early)

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[Booboo71]

Amex has a pre qualify on there site. Try it!