Is Barclay's Forgiving?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Meanmchine wrote:

Barclays has a prequal link??

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yeah they do, that's how I got mine. Just google barclay credit card prequalify and it will be a soft pull, they will tell you right away if you qualify or not. 

Best of luck!

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They did at one time have one but they no longer have it.  Been that way for quite some time.

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it's very uncool that they took it away,, it was available this past February 

[Meanmchine]

BoA always hated me and i have no idea why. I never had a credit card with them but ive had my checking and savings account with them for 15 years. In addition they took over my Countrywide mortgage and never had a missed payment. To be fair tho i havnt applied to BoA in years but their prequal site shows me no love.

[Loquat]

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@Meanmchine wrote:

BoA always hated me and i have no idea why. I never had a credit card with them but ive had my checking and savings account with them for 15 years. In addition they took over my Countrywide mortgage and never had a missed payment. To be fair tho i havnt applied to BoA in years but their prequal site shows me no love.

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You're not alone, their pre-qual site never worked for me either...and I've banked with them for most of my life.  I took a chance a couple of months ago and cold app'd for the CashRewards and a week later the TravelRewards.  Both approved and my BK13 is still showing on my reports. 

[Meanmchine]

Congrats !  The last time i applied i got a we'll let you know letter so after 2 weeks, i went down to my BoA branch and had the manager call into UW where i was then denied. I spoke with the LO who wouldnt even offer me a secured card.  I even  offered to secure a $500 account with $2500 cash and he said no.  Never applied for a BoA again

[Anonymous]

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@Anonymous wrote:

If the charge off were paid, maybe. Unpaid, unlikely.

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+1