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Should not make any difference since most all "prequalify" forms do a soft pull NOT a hard pull - most say right on the form that this application (per se) will NOT affect your credit score. Those that will actually pull your credit should ask for "permission" to pull your credit report.
@Anonymous wrote:
So, did a pre for Amex and it came back with Amex Everyday, Blue Cash Everyday and Green Card.
Hmmm........
Thoughts?
Do you get a solid APR on the revolvers?
Sounds like you would be put onto their verion of credit steps. SL $500 with a CLI after the 6th statement/7th payment.
If you do choose to wait, and you work on increaseing your scores a bit more, you could end up with a welcome offer and higher SL.