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Is it better to wait 3 months ?

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RichardF
New Visitor

Re: Thrilled about my approvals, what's next ?

The heck with the big banks you should start nailing the credit unions for their low rate credit cards. Check out US Alliance FCU, PSECU, or Navy Fed.

Message 21 of 27
Elpadrino1
Valued Contributor

Re: Thrilled about my approvals, what's next ?

Congratulations on your approvals!!

Message 22 of 27
cashorcharge
Community Leader
Super Contributor

Re: Thrilled about my approvals, what's next ?

That's terrific!!  Congratulations on your Approval!! 🎉🥂👏

Message 23 of 27
increasingmyfico
Regular Contributor

Re: Thrilled about my approvals, what's next ?


@RichardF wrote:

The heck with the big banks you should start nailing the credit unions for their low rate credit cards. Check out US Alliance FCU, PSECU, or Navy Fed.


    I disagree. Rewards > Low rate. Rate only matters if you plan to carry a balance. You should have a team of rewards cards to maximize earnings and one or two low rate cards for times when you need to float some debt. 


Message 24 of 27
FireMedic1
Community Leader
Mega Contributor

Re: Thrilled about my approvals, what's next ?

Congrats on your double whammy. Let them age a bit and since you want a Chaser. Hold off so it doesnt look like your on a spree ATM. Takes time between apps in most cases with the big boys. Least you didnt have to wait 5yrs for a AMEX as myself. Its around the corner. Your good for now at 4/24.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 25 of 27
Mdowning30
Established Contributor

Re: Thrilled about my approvals, what's next ?

Thank you, i will definitely hold out for now because i dont need anything else ATM. I will try the 3X CLI on the AMEX after 61+ days. All that is missing is a good travel card.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 26 of 27
gdale6
Moderator Emeritus

Re: Is it better to wait 3 months ?

As OP has been approved and has created approval threads this thread is closed to further comments.
Message 27 of 27
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