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Is it time to request a CLI?

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Jammo13
Valued Member

Is it time to request a CLI?

I just made 2 whopper payments on my cashRewards navyfed card ($1500 and $420), my new balance is below 30% ut <$1500 out of 5000 and my internal score recently amounted to 277. I also have a more rewards Amex under 10% ut got declined for a flagship card recently before my credit score increased a lot though. Should I bite the bullet with a $3000 CLI request?

FICO8 EXP | FICO 8 EQ | FICO 8 TU
711 | 722 | 712
Message 1 of 7
6 REPLIES 6
FireMedic1
Community Leader
Mega Contributor

Re: Is it time to request a CLI?

Its a SP. Dont know until you ask. It may go to pending. But NFCU has an internal limit on what your total exposure will be with their scores and other internal secrets.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 7
Jammo13
Valued Member

Re: Is it time to request a CLI?

Just applied and got sent to manual 24hr approval. Requested 3k increase. Wish me luck

FICO8 EXP | FICO 8 EQ | FICO 8 TU
711 | 722 | 712
Message 3 of 7
Jammo13
Valued Member

Re: Is it time to request a CLI?

I got the increase, thanks

FICO8 EXP | FICO 8 EQ | FICO 8 TU
711 | 722 | 712
Message 4 of 7
Priory_Man
Valued Contributor

Re: Is it time to request a CLI?


@Jammo13 wrote:

I got the increase, thanks


Congrats on the increase







"Total revolving credit $286,000 Current UTIL >1%"
Message 5 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Is it time to request a CLI?


@Jammo13 wrote:

I got the increase, thanks


@Jammo13 Congrats! There ya go! Next time ask for a bit more and use the card.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 6 of 7
kh_jenn
Administrator

Re: Is it time to request a CLI?

Congrats, @Jammo13! This thread is closed to new replies now. Please feel free to continue your discussion in the Approvals board. Thank you!

Message 7 of 7
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