@FinStar wrote:
@Anonymous wrote:
@FinStar wrote:
Just because you don't see it right away or perhaps some accounts are going through system maintenance, why does it need to be on the chopping block? I mean, unless the CLI had to absolutely happen today 🤷♂️
I have too many cards and I decided that I'm going to axe any that I don't use that are under $5K. This one is at $3400. It joins Target, DCU, Williams Sonoma, Discover It Miles, Marvel (which Sync is closing anyway but I'll do it after my US Bank app next month), and I'm heavily debating axing my QuickSilver too despite it being my oldest account.
Ah, Spring cleaning 🧽?
I can see Target being a slow grower, and DCU will be a toss-up for sure. The good thing about Citi and WS, they can grow via SP - these puppies are for the long term, if anything. But, if you've already made the overall assessment, then that's up to you of course.
Well if the CLI link is gone (I noticed it missing over a month ago), I can't really grow it. I did remember that at 11.99%, this card is lower than any non-CU card I have, so I'll probably keep it but it also has the highest limit of the cards on that list so it would have been last anyway. I don't plan to close more than 2 a month.
WS shoots me down saying that my income is too low.
DCU just pisses me off entirely. $1K at approval, denied a CLI with HP because of BK, still don't have any offers for anything other than quick loan after two years as a member. Meh.
Target... It really gets no use... Maybe now that I'm actually working to get over my agoraphobia I can start going to Target when the roommate goes hunting for Hot Wheels but they fence off their best sales to in store only so the card is of limited use otherwise.
