Is there a best way to apply for BoA's CLI

[Anonymous]

Just with the online button, or should I call? I've been at a $1,000 with them now for several years. Currently just waiting on 2 Chase cards with $12,000 CL a piece to report. I'm also a Platinum Preferred member with BoA, not sure if that will help or not.

[ojefferyo]

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@Anonymous wrote:

Just with the online button, or should I call? I've been at a $1,000 with them now for several years. Currently just waiting on 2 Chase cards with $12,000 CL a piece to report. I'm also a Platinum Preferred member with BoA, not sure if that will help or not.

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How long have you had the card? A credit analyst told me for best results 6 months timeframe is where you want to be at. Also I would wait for those cards to report since BofA likes to match or go above your highest limit (as long as your profile supports it). You could do it online or call in. They will pull TU for a CLI.

[Anonymous]

I've had it since 2012. Yeah going to wait on those to report, just getting anxious.

[WLRK11]

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@ojefferyo wrote:

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@Anonymous wrote:

Just with the online button, or should I call? I've been at a $1,000 with them now for several years. Currently just waiting on 2 Chase cards with $12,000 CL a piece to report. I'm also a Platinum Preferred member with BoA, not sure if that will help or not.

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How long have you had the card? A credit analyst told me for best results 6 months timeframe is where you want to be at. Also I would wait for those cards to report since BofA likes to match or go above your highest limit (as long as your profile supports it). You could do it online or call in. They will pull TU for a CLI.

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This. Call-in and request a CLI. Shoot for the moon, they'll counter if it's too high. BOA gave me my higest CL last year a few weeks after I opened the card. Good luck!

[Anonymous]

On the other hand... Had the same card for a long time. Called to see if I was eligible to PC to Cash Rewards. Got It! Asked if there was anything else she could do for me, so I said, a soft pull cli to $5600. The lady said sure and came back w/ $1900. OK. CK emails within seconds, HP! It's my oldest TL and even Discover has me to $9.8K. My wally world store card has a higher limit.

[ojefferyo]

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@Anonymous wrote:
On the other hand... Had the same card for a long time. Called to see if I was eligible to PC to Cash Rewards. Got It! Asked if there was anything else she could do for me, so I said, a soft pull cli to $5600. The lady said sure and came back w/ $1900. OK. CK emails within seconds, HP! It's my oldest TL and even Discover has me to $9.8K. My wally world store card has a higher limit.

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BofA is always a HP for CLI unless its an auto.