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in the meantime.........I would definitely hit the luv button on the cap 1 card and any others that might give you a SP CLI........Cap 1 has been pretty grenerous lately giving out early CLI's ........except for me
I had a Secured Cap1 Platinum $750 CL that I closed today. It would have been 2 years in May, but I did not want to pay another AF $39. Will apply $500 toward QS. 750/115
Have a CU Secured Visa $1000 CL/ bal. $900 (maxed) that I opened the same day so I don't think my AAOA will be affected ( Currently 1yr 1mth)
I did replace the credit with CLI's from my many Comentity Cards........ Avenue/WomanWithin/VS/HSN/Express/BrylaneHome ( too many store cards but I didn't know any better when I started rebuilding in 2013)
The Quicksilver One will be 1 yr old this May
May 2014 $500
Nov 2014 $750 (credit step)
Hit the Luv button every month, No Luv.....Maybe an auto CL in May when it turns 1 yr.
Last year when I tried applying for another Cap1 Card I was denied. ( too many accounts with Cap1) Called to recon and was advised can only have 2 subprimes with Cap1. I'm thinking once my credit report updates the closing of the Secured Cap1 Platinum I could apply for another Quicksilver.......Or should I wait until next year and apply for Barclay Rewards or maybe BOA?