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Each time I tried for a "luv button" CLI with Citibank DoubleCash they automatically did a hard pull with Experian (Adding insult to injury they denied the requests
Any way to apply for a CLI with them without generating a hard pull?
@B335is wrote:
It depends on the verbiage when you look at the online CLI request screen. It will either say they will need to pull your credit report or it will say a credit report will not be pulled. It will change occasionally but I haven't seen any rhyme or reason to them wanting a hard pull or soft pull. If you call the CSRs don't always know what the difference between a hard and soft pull.
Great. Thank you very much!
@B335is wrote:
It depends on the verbiage when you look at the online CLI request screen. It will either say they will need to pull your credit report or it will say a credit report will not be pulled. It will change occasionally but I haven't seen any rhyme or reason to them wanting a hard pull or soft pull. If you call the CSRs don't always know what the difference between a hard and soft pull.
Agreed... Also, if the card is new, Citi likes to see at least 6 months of usage..
6 Months.
@thebeckerman wrote:Each time I tried for a "luv button" CLI with Citibank DoubleCash they automatically did a hard pull with Experian (Adding insult to injury they denied the requests
Any way to apply for a CLI with them without generating a hard pull?
Strange they denied your CLI requst even though they did a HP. When I did mine, the limit went frm $3000 to $14100.
As others said though, a SP CLI is available after 6 months.