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Is there any way to check this ?

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juniornj23
Established Contributor

Is there any way to check this ?

10 years ago I burn my chase credit card ,I pay every penny to chase and they even approve me for a car loan , I paid my car off 7 years ago but since then I neve got approve for chase credit card .
My score is 720 never got any offer from then .
My checking account with chace is moving 7k every moth .

My question is is there any bad list any phone number I can call anything
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 10
9 REPLIES 9
Pikaboo-icu
Valued Contributor

Re: Is there any way to check this ?

Good on you for paying them off!! AAAthumbup.gif

There are many Chase customers here that are well versed in all things Chase, disclaimer: I'm NOT one of them.

That said; I believe they have a prequal site so you could check to see if anything pops for you as a prequal.

Also, if you're blacklisted, I believe you get denied without a HP.

 

I'm sure some Chase gurus will be along shortly..

Have a grand day and Good Luck!!

  


Message 2 of 10
xaximus
Valued Contributor

Re: Is there any way to check this ?

As Pikaboo-icu stated, Chase has a pre-qual site that you can check. Also, they have a "offers" thing that you should take a peek at to see if you have any "green check" offers. If you do, then you are off their blacklist. If not, then you'll be denied and the listed reason will show the BK.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 3 of 10
juniornj23
Established Contributor

Re: Is there any way to check this ?

I know I try the pre approve site every 6 moths
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 4 of 10
Jnbmom
Credit Mentor

Re: Is there any way to check this ?


@Pikaboo-icu wrote:

Good on you for paying them off!! AAAthumbup.gif

There are many Chase customers here that are well versed in all things Chase, disclaimer: I'm NOT one of them.

That said; I believe they have a prequal site so you could check to see if anything pops for you as a prequal.

Also, if you're blacklisted, I believe you get denied without a HP.

 

I'm sure some Chase gurus will be along shortly..

Have a grand day and Good Luck!!


I am on their BL and they pulled 2 hps and denied me for previously deliquency/bk. I wish they were like amex in that respect.

EXP 780 EQ 796 TU 810
Message 5 of 10
FinStar
Moderator Emeritus

Re: Is there any way to check this ?

OP, Chase has internal records that would only be available when a customer submits their application (depository, lending, etc.), even if a pre-qualified offer pops up.

Unfortunately, there isn't a toll free number or department where you can call and see whether you are on the "naughty" list. They'll let you know once you submit an application. A variety of individuals have been able to have succees with overcoming that list on a case-by-case basis. But, a lot depends on the timeframe, the incurred loss (satisfied or outstanding), affiliates, etc.
Message 6 of 10
Pikaboo-icu
Valued Contributor

Re: Is there any way to check this ?


@Jnbmom wrote:

@Pikaboo-icu wrote:

Good on you for paying them off!! AAAthumbup.gif

There are many Chase customers here that are well versed in all things Chase, disclaimer: I'm NOT one of them.

That said; I believe they have a prequal site so you could check to see if anything pops for you as a prequal.

Also, if you're blacklisted, I believe you get denied without a HP.

 

I'm sure some Chase gurus will be along shortly..

Have a grand day and Good Luck!!


I am on their BL and they pulled 2 hps and denied me for previously deliquency/bk. I wish they were like amex in that respect.


 

Wow that sucks! Thank you for that clarification.. 

 

  


Message 7 of 10
sjt
Senior Contributor

Re: Is there any way to check this ?


@juniornj23 wrote:
10 years ago I burn my chase credit card ,I pay every penny to chase and they even approve me for a car loan , I paid my car off 7 years ago but since then I neve got approve for chase credit card .
My score is 720 never got any offer from then .
My checking account with chace is moving 7k every moth .

My question is is there any bad list any phone number I can call anything

Since you paid Chase off for the full amount, you would not be on their BL. Have you checked the "My Offers"?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 8 of 10
juniornj23
Established Contributor

Re: Is there any way to check this ?

Every 6 months
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 9 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Is there any way to check this ?

I was with them for 15+yrs Check/Savings/CD's. Even thru BK. Had a card from 1989-2001 till my cut up CC spree. After BK no go. Branch MGR talked to whoever to try me out at 500. Sorry. No app. I withdrew all my $ and left. Never looked back. So they can keep their FU or any other cards or any product. I get the $500 please come back every other month.


Message 10 of 10
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