Is this a good order for a 7 card app spree?

[Anonymous]

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@fltireguy wrote:

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@Anonymous wrote:

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@Anonymous wrote:

My FICO is 770 and I'm at 2/24, this is the order I'm thinking of applying:

1st) Chase Sapphire Reserve

2nd) Chase Amazon Prime Visa

2nd) 3rd) Citi Double Cash
3rd) 4th) Discover It
4th) 5th) USBank Cash+
5th) 6th) PenFed Platinum Cash Rewards
6th) 7th) American Express Blue Cash Preferred

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This is the only tweak I would make

The Chase amazon is superior in almost every way to the Sync card - and since it's a Chase card, you would apply for it the same day as the CSR (preferably at the same time in two separate browsers)

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Id still put PenFed and Amex last, knowing they arent sensitive to inq

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Good point - ok, re-revised

[Anonymous]

I really only prefer to have one card with chase, so I don't want their Amazon card. I'm also too lazy to use the BCP to buy gift cards. So based on the feedback it seems like I should do this:

1st) Chase Sapphire Reserve

2nd) USBank Cash+
3rd) Citi Double Cash
4th) Discover It
5th) Amazon Store Card
6th) American Express Blue Cash Preferred

7th) PenFed Platinum Cash Rewards

[sillykitty1]

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@Anonymous wrote:

I really only prefer to have one card with chase, so I don't want their Amazon card. I'm also too lazy to use the BCP to buy gift cards. So based on the feedback it seems like I should do this:

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Can I ask why you only want one card with Chase?  One of the big benefits of the CSR is being able to earn UR's on the Freedom and Freedom Unlimited (Ink if you're eligible), and transfer them to the CSR for travel transfers and purchases.

[Khalifa_Jayy]

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@csryang wrote:

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@Anonymous wrote:

My FICO is 770 and I'm at 2/24, this is the order I'm thinking of applying:

1st) Chase Sapphire Reserve

2nd) PenFed Platinum Cash Rewards
3rd) Citi Double Cash
4th) American Express Blue Cash Preferred
5th) Discover It
6th) USBank Cash+

7th) Amazon Store Card

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How much do you spend on grocery and Amazon? If they are less than $500 each month total, maybe you could get by with just Blue Cash Preferred (BCP) alone and delete Amazon store card. This is because you can just use BCP to purchase Amazon gift cards at grocery stores to load Amazon gift card balance for future use.

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What benefit does that serve? I might be completely missing something obvious.

[deltatee]

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@Khalifa_Jayy wrote:

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@csryang wrote:

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@Anonymous wrote:

My FICO is 770 and I'm at 2/24, this is the order I'm thinking of applying:

1st) Chase Sapphire Reserve

2nd) PenFed Platinum Cash Rewards
3rd) Citi Double Cash
4th) American Express Blue Cash Preferred
5th) Discover It
6th) USBank Cash+

7th) Amazon Store Card

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How much do you spend on grocery and Amazon? If they are less than $500 each month total, maybe you could get by with just Blue Cash Preferred (BCP) alone and delete Amazon store card. This is because you can just use BCP to purchase Amazon gift cards at grocery stores to load Amazon gift card balance for future use.

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What benefit does that serve? I might be completely missing something obvious.

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The Amazon gift cards bought at a grocery store would code as grocery and earn 6% cash back plus, depending on the retailer, fuel points.

Edit to clarify: it would earn 6% cash back from Amex, and it could earn fuel points through the retailer's loyalty program.

[morgacj2004]

I would agree that u should apply for the Chase Amazon (as long as u have Prime) over the store card just curious as to why u want the US Bank card

[Anonymous]

It seems like OP wants one card per bank ATM. In that case I would go with the Chase Sapphire and Sync card for Amazon. I have no love for Syncb at all, but their 0% APR deals on large purchases at any time combined with easy large limits is hard to beat.