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Is this a good sign with US Bank?

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TekkenQQ7
Established Contributor

Is this a good sign with US Bank?

I applied for US Bank cash+ CC and i got this, 7 to 10 days message. Do you think it's a good sign, should I call and plead me case? 

US Bank was iiB.

 

Screenshot 2024-02-13 125546.png



Message 1 of 11
10 REPLIES 10
pizzadude
Credit Mentor

Re: Is this a good sign with US Bank?


@TekkenQQ7 wrote:

 

US Bank was iiB.

 

If I'm reading what you wrote correctly then I'm going to say you'll likely be declined. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 11
TekkenQQ7
Established Contributor

Re: Is this a good sign with US Bank?


@pizzadude wrote:

@TekkenQQ7 wrote:

 

US Bank was iiB.

 

If I'm reading what you wrote correctly then I'm going to say you'll likely be declined. 


@pizzadude  Yes US bank was iiB about 6 years ago.



Message 3 of 11
CorpCrMgr1
Valued Contributor

Re: Is this a good sign with US Bank?

Wait for the letter. Hopefully, if declined you could then try to plead your case.

Message 4 of 11
pizzadude
Credit Mentor

Re: Is this a good sign with US Bank?

A number of people with BKs have reported getting a secured card with USB so you could try this if you're denied for an unsecured card.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 11
TekkenQQ7
Established Contributor

Re: Is this a good sign with US Bank?

@pizzadude  thanks a lot, i will request a secure  card if i am denied. Maybe it's time for me to hit the garden.



Message 6 of 11
SouthJamaica
Mega Contributor

Re: Is this a good sign with US Bank?


@TekkenQQ7 wrote:

I applied for US Bank cash+ CC and i got this, 7 to 10 days message. Do you think it's a good sign, should I call and plead me case? 

US Bank was iiB.

 

Screenshot 2024-02-13 125546.png


Unfortunately, I think it's probably a decline.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 11
TekkenQQ7
Established Contributor

Re: Is this a good sign with US Bank?

@SouthJamaica  thanks.



Message 8 of 11
Traveler101
Established Contributor

Re: Is this a good sign with US Bank?


@TekkenQQ7 wrote:

@pizzadude  thanks a lot, i will request a secure  card if i am denied. Maybe it's time for me to hit the garden.


It's lonely in the garden and the devil lives there with a pitch fork to prod you, lol. It's a tough place to be. I must say though, you have done remarkably well for your stats. Congratulations 

Message 9 of 11
TekkenQQ7
Established Contributor

Re: Is this a good sign with US Bank?


@Traveler101 wrote:

@TekkenQQ7 wrote:

@pizzadude  thanks a lot, i will request a secure  card if i am denied. Maybe it's time for me to hit the garden.


It's lonely in the garden and the devil lives there with a pitch fork to prod you, lol. It's a tough place to be. I must say though, you have done remarkably well for your stats. Congratulations 


@Traveler101 Thank you for the kind words.



Message 10 of 11
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