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? Is this a good time (with Covid 19) to app?

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blindambition
Senior Contributor

Re: ? Is this a good time (with Covid 19) to app?


@Anonymous wrote:

Question when you applied for DCU account were you a member or did you donate money to the charity?   Also how long did it take for them to tell you if you have been approved for a checking/savings?


@blindambition wrote:

I think it's a good time if you're showing responsible use. App'd Saver One in January with approx limit I thought of 8k. App'd DCU Platinum the other day. Known to be conservative, gave $7.5k on limited income. Carrying 2k on $62k of TCL. It's going to be profile specific.


 


I wasn't a current member. A $10 donation and $10 to fund savings. Mine was immediate approval. Account funded within 36 hours. Easy Peasy!!

Message 11 of 17
pinkandgrey
Senior Contributor

Re: ? Is this a good time (with Covid 19) to app?

If it's a card you want/can use, go for it! If you got the prequal mailer, you're most likely good to go. 

 

Good luck! Maybe we'll see you in Approvals! 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 12 of 17
NoMoreE46
Community Leader
Senior Contributor

Re: ? Is this a good time (with Covid 19) to app?


@pinkandgrey wrote:

If it's a card you want/can use, go for it! If you got the prequal mailer, you're most likely good to go. 

 

Good luck! Maybe we'll see you in Approvals! 


Thanks 

Make it so:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Successful-mailer-from-BBVA/m-p/5952435#M6651...

 

Message 13 of 17
AllZero
Mega Contributor

Re: ? Is this a good time (with Covid 19) to app?

Congratulations on your approval!

 

IBTL

Message 14 of 17
M_Smart007
Legendary Contributor

Re: ? Is this a good time (with Covid 19) to app?


@NoMoreE46 wrote:

@pinkandgrey wrote:

If it's a card you want/can use, go for it! If you got the prequal mailer, you're most likely good to go. 

 

Good luck! Maybe we'll see you in Approvals! 


Thanks 

Make it so:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Successful-mailer-from-BBVA/m-p/5952435#M6651...

 


Congratulations!

Message 15 of 17
Anonymous
Not applicable

Re: ? Is this a good time (with Covid 19) to app?

Congratulations on your approval! 👍 

Message 16 of 17
Anonymous
Not applicable

Re: ? Is this a good time (with Covid 19) to app?

Thread locked as op was approved. Congrats! 

Message 17 of 17
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