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Yes, you should get the card. I would go for Venture simply because they normally give out a bigger cl. And congrats on your pre-approvals!
@Anonymous wrote:I currently have a capone plat with a 1k credit line that I PIF every month. Anyways I just did a prequalify app and it came back with these offers. I know Cap likes to hit all 3 cb's. Which one would you app for if you had the choice?
marie, your results are in. Congratulations! We think you'll like this pre-qualified card offer.Primary BenefitEarn unlimited 2X miles per dollar on every purchase. Plus, earn 40,000 bonus miles once you spend $3,000 on purchases within the first 3 months.Purchase APR18.24% variable APRTransfer Information18.24% variable APR; No Transfer FeeAnnual Fee$0 intro for the first year; $59 after thatWe also suggest:Primary BenefitEarn unlimited 1.25 miles per dollar on every purchase. Plus, earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months.Purchase APR0% intro APR until May 2017; 17.24% variable APR after thatTransfer Information17.24% variable APR; No Transfer FeeAnnual Fee$0Primary BenefitEarn unlimited 1.5% cash back on every purchase, plus a one-time $100 bonus once you spend $500 on purchases within the first 3 months.Purchase APR0% intro APR until February 2017; 18.24% variable APR after thatTransfer Information0% intro APR until February 2017; 18.24% variable APR after that; 3% fee on the amount transferred until February 2017Annual Fee$0
I have both the Venture and the Quicksilver and like both.
1. The Venture card is a nice card esthetically.
2. The Venture 40000 bonus points is worth $400 towards any kind of travel, or $200 in cash.
3. The Quicksilver is good for straight cash.
4. The Venture gives bigger starting limits.
5. The Venture has an annual fee.
6. Both cards have auto CLI's, good balance transfer offers periodically, pleasant bank to deal with.
If I were in your position I'd apply for both the Venture Rewards and the Quicksilver within an hour of each other. They will probably just do 1 pull per bureau, rather than 2.
@Anonymous wrote:
I got the venture with the 10k SL
Congratulations.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |