No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
...
So, I was approved for a capital one quicksilver about 2 months ago and was approved. Knew this was a risk (also why student version) - applying for discover shortly after. But seeing as those are 2 hard inquiries in quick secession would it be wise to try for a secured discover it or should i just leave that out and try to build credit with my capital one card? Again, i was more worried about establishing credit history than needing credit
If you don't need the credit, don't jeopardize your credit history through impatience. Use the Cap1 card responsibly for at least 6 months ... or 12 ... or 24. Watch your scores, and when they start to rise (and ideally you get a limit increase from Cap 1) ... then apply (if your history & scores support the applications).
My two cents.
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |