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Is this some sort of joke?!

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Anonymous
Not applicable

Re: Is this some sort of joke?!

I closed them voluntarily in exchange for a reduced interest rate.
Message 11 of 43
Cred4All
Valued Contributor

Re: Is this some sort of joke?!

Congrats on the approval!!


Message 12 of 43
Vu
Frequent Contributor

Re: Is this some sort of joke?!

The UW that approved your application must be one of the contributor here on this forum Smiley Happy

 

Whoever you are. Can you hook me up with the membership? Smiley Happy Smiley Happy Smiley Happy



Message 13 of 43
Marz2002
Senior Contributor

Re: Is this some sort of joke?!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your AMAZING Approval and SL!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 14 of 43
Marz2002
Senior Contributor

Re: Is this some sort of joke?!


@Vu wrote:

The UW that approved your application must be one of the contributor here on this forum Smiley Happy

 

Whoever you are. Can you hook me up with the membership? Smiley Happy Smiley Happy Smiley Happy


+1.  Pretty please..

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 15 of 43
Anonymous
Not applicable

Re: Is this some sort of joke?!

Wahoooo!  

 

See?  All that hard work really paid off.  You rock! 

 

 

Message 16 of 43
Anonymous
Not applicable

Re: Is this some sort of joke?!

Yes!!! Thank you Smiley Happy Well on my way to getting my house.
Message 17 of 43
3se7ens
Frequent Contributor

Re: Is this some sort of joke?!


@Anonymous wrote:
Guys, I’m in shock right now.

My scores are listed in my signature, not great at all. I’m a year into my rebuild. I’ve had a secured card with NFCU since last March with a 500 limit. It’s even been maxed for a few months but lately I’ve been maxing it and paying off several times a month. I have a FH Account with a 1300 limit I’ve had for a year and I just got a $300 limit card with capital one in January.

I also have 2 closed cards with Navy Federal with $8000 balances each remaining. I have SIX collection accounts and multiple charge offs. All of this is from a quick and unfortunate financial hardship 2.5 years ago.

I applied today for a Flagship CC with the goal of adding my fiancé as an AU to lower his utilization rate so we can get a little closer to buying a home. They instantly denied me. I decided to send a recon. And I just got this back:

“Thank you for your message. We are pleased to inform you that your recent credit card application has been approved. Your new Signature Flagship Visa has been issued to your address of record and should be received within approximately 7 to 10 days.. Your new credit limit is 25k. We ask that you please do not reply to this application message as this messaging service is strictly for checking the status of a submitted application.”

DOES THAT SAY TWENTY FIVE THOUSAND?!

You guys, this is an error right? Did they mean 2500? Did they send me a message meant for someone else? Should I call them to verify this?

UNBELIEVABLE. No seriously, I just can't believe this story.

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 18 of 43
pinkandgrey
Senior Contributor

Re: Is this some sort of joke?!

Whooo! Awesome SL! Beyond awesome!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 19 of 43
Anonymous
Not applicable

Re: Is this some sort of joke?!

Is there a way to share a screenshot, and I can show you?
Message 20 of 43
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