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Is this some sort of joke?!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Re: Is this some sort of joke?!

I closed them voluntarily in exchange for a reduced interest rate.
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 11 of 43
Valued Contributor

Re: Is this some sort of joke?!

Congrats on the approval!!



;
Message 12 of 43
Regular Contributor

Re: Is this some sort of joke?!

The UW that approved your application must be one of the contributor here on this forum Smiley Happy

 

Whoever you are. Can you hook me up with the membership? Smiley Happy Smiley Happy Smiley Happy







Message 13 of 43
Valued Contributor

Re: Is this some sort of joke?!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your AMAZING Approval and SL!!!

AMEX BCE $4K | AMEX Cash Magnet $15K | BBVA Compass Rewards $10.5K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5 | Synchrony (PayPal Credit $3K, Care Credit $15K, & PayPal 2% MC $10K) | Rebuilding since April 2018
Message 14 of 43
Valued Contributor

Re: Is this some sort of joke?!


@Vu wrote:

The UW that approved your application must be one of the contributor here on this forum Smiley Happy

 

Whoever you are. Can you hook me up with the membership? Smiley Happy Smiley Happy Smiley Happy


+1.  Pretty please..

AMEX BCE $4K | AMEX Cash Magnet $15K | BBVA Compass Rewards $10.5K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5 | Synchrony (PayPal Credit $3K, Care Credit $15K, & PayPal 2% MC $10K) | Rebuilding since April 2018
Message 15 of 43
Contributor

Re: Is this some sort of joke?!

Wahoooo!  

 

See?  All that hard work really paid off.  You rock! 

 

 

Started 4/2018 - TU 637
3/2019 TU 785 EX 778 EQ 782
4/2019 TU 800 EX 764 EQ 784


Discover it $3,000
Chase Freedom Unlimited $8,900
AMEX Blue Cash Everyday $6,000
Message 16 of 43
Regular Contributor

Re: Is this some sort of joke?!

Yes!!! Thank you Smiley Happy Well on my way to getting my house.
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 17 of 43
Regular Contributor

Re: Is this some sort of joke?!


@cali_alli wrote:
Guys, I’m in shock right now.

My scores are listed in my signature, not great at all. I’m a year into my rebuild. I’ve had a secured card with NFCU since last March with a 500 limit. It’s even been maxed for a few months but lately I’ve been maxing it and paying off several times a month. I have a FH Account with a 1300 limit I’ve had for a year and I just got a $300 limit card with capital one in January.

I also have 2 closed cards with Navy Federal with $8000 balances each remaining. I have SIX collection accounts and multiple charge offs. All of this is from a quick and unfortunate financial hardship 2.5 years ago.

I applied today for a Flagship CC with the goal of adding my fiancé as an AU to lower his utilization rate so we can get a little closer to buying a home. They instantly denied me. I decided to send a recon. And I just got this back:

“Thank you for your message. We are pleased to inform you that your recent credit card application has been approved. Your new Signature Flagship Visa has been issued to your address of record and should be received within approximately 7 to 10 days.. Your new credit limit is 25k. We ask that you please do not reply to this application message as this messaging service is strictly for checking the status of a submitted application.”

DOES THAT SAY TWENTY FIVE THOUSAND?!

You guys, this is an error right? Did they mean 2500? Did they send me a message meant for someone else? Should I call them to verify this?

UNBELIEVABLE. No seriously, I just can't believe this story.






Message 18 of 43
Valued Contributor

Re: Is this some sort of joke?!

Whooo! Awesome SL! Beyond awesome!

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 19 of 43
Regular Contributor

Re: Is this some sort of joke?!

Is there a way to share a screenshot, and I can show you?
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 20 of 43