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Is this some sort of joke?!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Re: Is this some sort of joke?!

2mq8gux


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $79.7k *** PIF/AZEO
5/19 FICO SCORES:
On My Radar Cards: Amazon Store
Distant Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 21 of 43
Frequent Contributor

Re: Is this some sort of joke?!


@Vu wrote:

The UW that approved your application must be one of the contributor here on this forum Smiley Happy

 


My guess is that he/she gave 2 weeks notice 2 weeks ago and is going out with a bang.

Current Score: Mar 2019: EX FICO8 779, TU FICO8 800, EQ FICO 780, TU Vantage 773, EQ Vantage 786
AoOA: closed: 35 years, open: 24 years; AAoA: 11.8 years; Inquiries: 2019: 2, 2018: 3; No BK ever, 1 30 day late in 2013
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, BoA Platinum Plus, Chase Slate, Chase Amazon, Chase CSP, Sync Lowes, Sync JC Penney - total CL 114k
Loans: Marcus (10k/3yrs 5.99%), Prosper (20k/3yrs 7.14%), Lending Club (10k/3yrs 5.89%), Chase car loan (35k/6yrs 0.9%)
Message 22 of 43
Super Contributor

Re: Is this some sort of joke?!

Wow. A lot of negativity in this thread

 

Congrats OP







***AD SPACE AVAILABLE***
Message 23 of 43
Frequent Contributor

Re: Is this some sort of joke?!

 

 

I agree with Congratulations OP on the approval. It's a monster no doubt. You've had your secured card for a year now and the CR for awhile.. Building a new relationship and obviously it has paid off. Thanks for the share and gives hope to a lot of people. 

 

Although an approval like this is more rare, we have seen them before and it goes to show that it is the TOTAL credit file and Navy doesn't just refer to a score to determine risk. In this case, it worked out in your favor. The past is the past, leave it there and take this approval and let it work for you as you work towards a mortgage!!

 

Again, Congratulations. What an awesome approval!!

Cheers

Starting scores - 480 - 11/05/18
Current Scores -





Message 24 of 43
New Contributor

Re: Is this some sort of joke?!

Awesome story and starting CL. Good for you!

Gardening since 3/13/19
Message 25 of 43
Regular Contributor

Re: Is this some sort of joke?!

Cali-Alli - are you able to log onto your account and check? You should see the new account with the available balance. Let us know!

Message 26 of 43
Member

Re: Is this some sort of joke?!

 

contratulations! Like the first comment said, so what if they made a mistake Smiley Tongue

Message 27 of 43
Established Contributor

Re: Is this some sort of joke?!

Congratulations on your approval!


Message 28 of 43
Regular Contributor

Re: Is this some sort of joke?!

ArsenalGunner,

I’ve been checking every hour since the approval message. Still nothing. I’m trying not to get my hopes up until I see the account. For my secured card it took a couple days to show up. I’ll update if it’s not there Monday. Then it really might have been some sick joke.
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 29 of 43
Frequent Contributor

Re: Is this some sort of joke?!

Cali_alli,

🎉🎉🎉🎉🎉🎉🎉🎉

Out of curiosity, are the CO’s and collections paid off?








Message 30 of 43