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It's back! Amex CLI button

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SoCalGardener
Valued Contributor

Re: It's back! Amex CLI button


@TRC_WA wrote:

@SoCalGardener wrote:

The direct link is https://global.americanexpress.com/lending/line-increase/request

 

My testing has all been done on a laptop; anyone seeing different results on a mobile device?


@SouthJamaica wrote:

 

I wonder if Amex is now using it the way some other banks do, with the link appearing only when approval for a credit limit increase is likely.


Unavailable for Your Account

You are not eligible to request a Credit Limit increase on this account because you recently opened an account with us. Please try again at a later date.
 
That link did work... but since the account was opened 18 days ago I'm not surprised this is the message I saw instead of a button.  
 

You waited a whole EIGHTEEN DAYS? Wow!! Such restraint! Smiley Very Happy

 

BTW, I tried the link, too, and got a similar message; mine had to do with having recently gotten a CLI on a different card, hence I'm not eligible right now.

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 21 of 25
TRC_WA
Senior Contributor

Re: It's back! Amex CLI button


@SoCalGardener wrote:

ted a whole EIGHTEEN DAYS? Wow!! Such restraint! Smiley Very Happy

 

BTW, I tried the link, too, and got a similar message; mine had to do with having recently gotten a CLI on a different card, hence I'm not eligible right now.


Smiley LOLSmiley LOLSmiley LOL

 

Nah I've already said I'm waiting till 91+ days even if some people have gotten lucky at 60.  I just wanted to try the link.

 

I am excited to see how this new relationship with Amex works out.  As said I had a $1k Delta Amex that was closed in late 2016 prior to filing Ch 13 because I did not want to burn them.  Here we are 5+ years later and they approved me for $10k and it's now my go to card in my somewhat limited post Ch 13 profile.  It's at least twice the limit of my other cards.

 

On the first card I could never get a CLI.  Ever.  Probably had something to do with the fact I rarely used the card... and I mean rarely as in a small purchase every few months.

 

With the new card I have much greater flexibility due to the higher limit so we'll see what happens come CLI time.  I've already met the $2k spend for the 75k bonus miles and $3000 a month spend will be the norm for the immediate future because I'm running everything thru it to reach the $10k spend for the flight credit.

 

Will a $3k monthly spend on a $10k limit warrant a CLI?  I dunno.  Never been in this position.   You Amex experts will have to share your experiences. We'll see in another 75 days.  Honestly though I'm not gonna lose sleep over it.  I have a $10k limit.  Smiley LOL

 

 

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 22 of 25
WowCool
Frequent Contributor

Re: It's back! Amex CLI button

Wow Cool, the 2nd work around worked for me. 

 

 Thanks to everyone that posted on this subject.

 

                 


 

Message 23 of 25
HindSight_20_20
Frequent Contributor

Re: It's back! Amex CLI button

Smiley Very Happy this thread is pure 'life'!  I love the excitment lol  

I'm new to the AMEX family (like four days ago new) so this is great info!

 


Goal Score: EX 700|TU 700|EQ700

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HiltonHonors AMEX 2K | Amazon Store CC $800 | Bed Bath & Beyond 2K | Lowes CC 11K | Cap 1 Secured $500 | Cap 1 Plat $300 | Cap 1 Savor 1K |Citi Secured $200 | Target $500 | Kohl's $1K | Truist Cashback 4.5K | Penfed Power Cash Back 3.5K |Apple Pay CC 3K | Venmo Sig Visa 7.5K | SECU 13.5K | Bragg Mutual FCU 10K | Best Buy Citi Visa $2.5K | DiscoverIT CB 11.5K
Message 24 of 25
Binbinimiwi
Frequent Contributor

Re: It's back! Amex CLI button


@HindSight_20_20 wrote:

Smiley Very Happy this thread is pure 'life'!  I love the excitment lol  

I'm new to the AMEX family (like four days ago new) so this is great info!

 


😂 LMBO! We are a bit of a lively bunch, so welcome to th AmEx club!

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:


Message 25 of 25
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