Just Applied for BBVA Compass Visa!!!!

[Ron1]

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@FinStar wrote:

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@Ron1 wrote:

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@FinStar wrote:

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@Ron1 wrote:

I just applied for BBVA Compass Visa online and I didn't get instantly approved.

I got the following screen.

What do do you think? Will I get approved?

Ron.

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I sure hope so!  LOL... that almost looked like the same message I received from Santander... hmmmmm...

I know that you & I talked about this one... I'm gonna see how it pans out for you and then I can add this to my list for next year.

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Finstar,

I am GP here.  So you have better chance to get the card later this year.

Happy New Year.

Ron.

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Well, let's see I have Merril+, Citi Hilton Reserve, Huntington Voice and SallieMae or Arrival for Fall.  Then there's the WF Propel AMEX and US Bank Amex due to come out later this year so I I'm gonna consider it...LOL... I'll put it on the *wish list*.

Btw, did you apply for the ClearPoints Visa?   That's the only one I know can be applied online.

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Finstar,

You have a long list of cards to get. It is hard to stay in the garden. Did I say "Garden"? By the way, have you applied for FRN card? No pull.

Ron.

[Ron1]

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@Anonymous wrote:

When i applied for the clearpoints i didn't get an instant decision either.After a few a days, i received a mail an email notification from them that my application has been approved.

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Would you mind sharing your approval?  

Ron.

[Ron1]

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@09Lexie wrote:

I'm not familiar with either Visa.  What's the skinny on them?

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I heard they are pretty easy to get approved. They usually give you generous CL.

Ron.

[TiggerDat]

I have the Clear Points Visa with them.  I got a preapproval with them early in January of last year.  They tend to give good limits!  When I got mine it was $8,000, which was and still is the highest limit that I have.  I got a CLI from them without asking.  I think they like to see a balance on the card.  I loaned the card to my sister who has kept a balance on the card for the last year of about $1500.  A few months ago the limit went from $8000 to $8500, so not much, but hey it's something.  Since I didn't ask there was no HP.  They actually told me after I got the card not to expect a limit increase unless I asked and if I did it would be a HP.  At the time there was a lot of talk about this card and how generous they were.  And yes, it did turn out to be true, I almost fainted when I got my email with the limit.  I don't think they do instant approval, it was rumored then and since then I haven't known anyone who has posted anything differently about it. 

I hope you get the card, you will probably know pretty quickly.  It only took two days for me to get notified!  The rewards are not that good, but the initial sign up bonus was incredible.  I think they made a mistake, because they ended giving me $200 in rewards!  Even since then the rewards haven't amounted to $25.  As of yet, there is no way they have actually made any money on the account.  Soon they will though, but whatever, it's not my charges.  (And yeah, my sister does pay it on time, thank goodness.)

[Anonymous]

I applied Jan last year.My transunion score was around 715 that time as far as I remember.3 hard inquiries for the last 6 monthsThey gave me a 3000 initial limit which is kinda low, then after 4 months i requested for a cli and  then they were a able to increase my limit to 5000.I just requested for a credit limit last month.It's sittin at 8,000 now.The maximum credtit limit that they can give is 15,000.I'm sure you'll get approved.I found out about the clearpooints card from your previous post here.You were declined that time right ?,for some reason regarding your credit report, i'm not sure.Anyway,good luck and let us know the result.

Jun

[Anonymous]

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@FinStar wrote:

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@Ron1 wrote:

---

@FinStar wrote:

---

@Ron1 wrote:

I just applied for BBVA Compass Visa online and I didn't get instantly approved.

I got the following screen.

What do do you think? Will I get approved?

Ron.

---

I sure hope so!  LOL... that almost looked like the same message I received from Santander... hmmmmm...

I know that you & I talked about this one... I'm gonna see how it pans out for you and then I can add this to my list for next year.

---

Finstar,

I am GP here.  So you have better chance to get the card later this year.

Happy New Year.

Ron.

---

Well, let's see I have Merril+, Citi Hilton Reserve, Huntington Voice and SallieMae or Arrival for Fall.  Then there's the WF Propel AMEX and US Bank Amex due to come out later this year so I I'm gonna consider it...LOL... I'll put it on the *wish list*.

Btw, did you apply for the ClearPoints Visa?   That's the only one I know can be applied online.

Thats one of the better cards in my wallet right now. I got the silver card and wish I had gotten the the total, the black looks pretty awesome. Great customer service thats in the USA im 1/2 with them for a soft CLI

[Ron1]

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@bernhardtra wrote:

I have the Clear Points Visa with them.  I got a preapproval with them early in January of last year.  They tend to give good limits!  When I got mine it was $8,000, which was and still is the highest limit that I have.  I got a CLI from them without asking.  I think they like to see a balance on the card.  I loaned the card to my sister who has kept a balance on the card for the last year of about $1500.  A few months ago the limit went from $8000 to $8500, so not much, but hey it's something.  Since I didn't ask there was no HP.  They actually told me after I got the card not to expect a limit increase unless I asked and if I did it would be a HP.  At the time there was a lot of talk about this card and how generous they were.  And yes, it did turn out to be true, I almost fainted when I got my email with the limit.  I don't think they do instant approval, it was rumored then and since then I haven't known anyone who has posted anything differently about it. 

I hope you get the card, you will probably know pretty quickly.  It only took two days for me to get notified!  The rewards are not that good, but the initial sign up bonus was incredible.  I think they made a mistake, because they ended giving me $200 in rewards!  Even since then the rewards haven't amounted to $25.  As of yet, there is no way they have actually made any money on the account.  Soon they will though, but whatever, it's not my charges.  (And yeah, my sister does pay it on time, thank goodness.)

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Thank you for sharing your experience and feedback. I applied for the card and it was denied due to EWS.  I wasn't on EWS (like Chexsystem). It was an error. They used to have instant approval. I just pulled a triple credit report and I haven't gotthen a HP yet.  It looks like they have to manual review my apps for a decision. I don't have any checking with them. They don't have too many branches here like BofA, Checking. I know the rewards is ok.  I want to try something different like Finstar.

Ron.

[Ron1]

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@Anonymous wrote:

I applied Jan last year.My transunion score was around 715 that time as far as I remember.3 hard inquiries for the last 6 monthsThey gave me a 3000 initial limit which is kinda low, then after 4 months i requested for a cli and  then they were a able to increase my limit to 5000.I just requested for a credit limit last month.It's sittin at 8,000 now.The maximum credtit limit that they can give is 15,000.I'm sure you'll get approved.I found out about the clearpooints card from your previous post here.You were declined that time right ?,for some reason regarding your credit report, i'm not sure.Anyway,good luck and let us know the result.

Jun

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I applied two years due to EWS (bad checks like Chexsystem). It wasn't. I talked to EWS. I got a letter from them. It stated they didn't have any negative on me.  I was able to open Chase, USAA checking. They checked EWS to open a checking.  There wasn't any negative on my credit report.  I called them for recon. They told me to re-apply inside the branch. I didn't . Congrats on your limit increase!!!

Thanks for your info.

Ron.

[Ron1]

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@Anonymous wrote:

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@FinStar wrote:

---

@Ron1 wrote:

---

@FinStar wrote:

---

@Ron1 wrote:

I just applied for BBVA Compass Visa online and I didn't get instantly approved.

I got the following screen.

What do do you think? Will I get approved?

Ron.

---

I sure hope so!  LOL... that almost looked like the same message I received from Santander... hmmmmm...

I know that you & I talked about this one... I'm gonna see how it pans out for you and then I can add this to my list for next year.

---

Finstar,

I am GP here.  So you have better chance to get the card later this year.

Happy New Year.

Ron.

---

Well, let's see I have Merril+, Citi Hilton Reserve, Huntington Voice and SallieMae or Arrival for Fall.  Then there's the WF Propel AMEX and US Bank Amex due to come out later this year so I I'm gonna consider it...LOL... I'll put it on the *wish list*.

Btw, did you apply for the ClearPoints Visa?   That's the only one I know can be applied online.

Thats one of the better cards in my wallet right now. I got the silver card and wish I had gotten the the total, the black looks pretty awesome. Great customer service thats in the USA im 1/2 with them for a soft CLI

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Thanks for your reply. They have changed the looks of the card since they came out the card. I talked to them once and the csr is from here.

Ron.

[H4LO]

I have a car loan through BBVA. A pretty decent company from what I know. 

Good luck!