Just apped for Amazon Store Card - asked for verification

[Shann0n_marie]

---

@Anonymous wrote:
I was approved with lower scores than yours, higher utilization and a few baddies. Good luck.

---

Thanks.  I have baddies from 2011/12 but they are all paid.  Other than that, I have a paid collection from just over 1 year ago.  How about yours?  I hate waiting but I know its better than being flat out declined.

[Anonymous]

1 Charge off from 2010 (not paid) 

2 Collections from 2010 (not paid)

1 collection should be deleted within 60 days and I'm waiting for Capital One to remove the charge off. 

---

@Shann0n_marie wrote:

---

@Anonymous wrote:
I was approved with lower scores than yours, higher utilization and a few baddies. Good luck.

---

Thanks.  I have baddies from 2011/12 but they are all paid.  Other than that, I have a paid collection from just over 1 year ago.  How about yours?  I hate waiting but I know its better than being flat out declined.

---

[Anonymous]

I was approved for Wal-Mart, JCPennys, and Amazon the same day early June.

Requested an increase 2 weeks ago..

Walmart 400 > 3500

JcPennys 500 > 3500

Amaazon 600 > 3500 

All increased through chat. 

[UncleB]

When I recently got Care Credit (also through Syncrony) they made me go through the 'verification' stuff as well, including giving me a toll-free number to call for the text message, etc.  I was approved after I was able to confirm the text.

Just a few days earlier, I was 'instapproved' for the Sam's Mastercard (yet another Synchrony) and no verification was necessary.

It appears it's a YMMV kind of thing.