Just joined NFCU! Thinking about applying for a CC

[Remedios]

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@FinStar wrote:

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@GoHooterGo wrote:

As MUCH as I'm itching to do it RIGHT NOW, I understand that in just 3 short weeks, things will be much better, so patience, but after 2 of my CC's report their new balance, it's ON!

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That doesn't work 

[FinStar]

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@Remedios wrote:

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@FinStar wrote:

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@GoHooterGo wrote:

As MUCH as I'm itching to do it RIGHT NOW, I understand that in just 3 short weeks, things will be much better, so patience, but after 2 of my CC's report their new balance, it's ON!

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That doesn't work 

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Did you apply it vigorously everywhere? Maybe the extra-strength one might be worth a try. This one is just the basic one 😁

[Remedios]

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@FinStar wrote:

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@Remedios wrote:

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@FinStar wrote:

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@GoHooterGo wrote:

As MUCH as I'm itching to do it RIGHT NOW, I understand that in just 3 short weeks, things will be much better, so patience, but after 2 of my CC's report their new balance, it's ON!

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That doesn't work 

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Did you apply it vigorously everywhere? Maybe the extra-strength one might be worth a try. This one is just the basic one 😁

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Splayed, spattered, buttered, ingested ... and still looking to see what's out there 🤷‍♀️ 

[JSUB]

I just opened a savings account with their max $100 initial deposit with NFCU today. Set up direct deposit of $300 a month. Got the free checking account too. My plan is to wait until January 2025 before applying for a credit card. My TU8 as of today is 717. TU9 740.  I have 3 Cap1 HP from 5/2024 and 2 from 2023 that'll be a year old in Nov. and Dec. I figure as long as I keep utilization at my average of 5% I should have a good chance for an approval. I did their card prequalify today because I'm only human. It said I prequalified for all their cards but I refused to be moved.