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FWIW, when I used to try the Discover prequal it would always come back showing the silver card and a wide range of APRs. Then one day I did the prequal and it came back with a green card and a fixed APR. I tried this a few more times over a week period and kept getting the green card and fixed APR. I bit the bullet and was instantly approved for $5.5k sl. That was in late June. I was 25 months post discharge, scores all 670-690, about 35% util, and 20 ish inquiries on all 3.
@Anonymous wrote:FWIW, when I used to try the Discover prequal it would always come back showing the silver card and a wide range of APRs. Then one day I did the prequal and it came back with a green card and a fixed APR. I tried this a few more times over a week period and kept getting the green card and fixed APR. I bit the bullet and was instantly approved for $5.5k sl. That was in late June. I was 25 months post discharge, scores all 670-690, about 35% util, and 20 ish inquiries on all 3.
Well, if anyone needs me I will be over here with my nose in the corner
@baller4life wrote:
I haven't really known them to actually pull EX for apps though. EQ or TU. Check Credit Pull Database and see what you find.
They pull EQ here in So Cal.