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Krispy Kreme Credit Card!

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lindsaydruart
Established Contributor

Re: Krispy Kreme Credit Card!

 


Dalmus wrote:


  Funny you mentioned that!

 

  I was at a small store up in Northern Wisconsin that's been around forever...  I went in to make a purchase, but their CC machine was down.   Nowadays, most places just say "No Credit Cards At This Time."  Not this place...  The old lady at the counter pulled out the gigantic card imprinting machine... KERCHUNK... and we were on our way.   I didn't even know they could still do that.  Smiley Happy

 

 This was only about two years ago...


 

I work PT in a retail store and by law you have to keep these just in case. Anytime the computer stops working or the card has to be manually keyed, out comes the machine with the rubber stoppers on the bottom to keep the thing from sliding.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 41 of 54
KSK1912
Valued Contributor

Re: Krispy Kreme Credit Card!


@Dalmus wrote:

@Anonymous wrote:

@gibeon wrote:
This reminds me that all credit card apps used to be done on paper, and you would hand them over to a stranger at the store or bank and they would phone it in.

Heck, I think I even remember applications in Magazines as part of an advert and you'd fill it out and mail it in and hear back in "6-8" weeks.

I feel old now.

I was just telling my 17 year old son about the old credit card machines tonight! that big hunk of metal they lugged around and sighed when you pulled out a CC


  Funny you mentioned that!

 

  I was at a small store up in Northern Wisconsin that's been around forever...  I went in to make a purchase, but their CC machine was down.   Nowadays, most places just say "No Credit Cards At This Time."  Not this place...  The old lady at the counter pulled out the gigantic card imprinting machine... KERCHUNK... and we were on our way.   I didn't even know they could still do that.  Smiley Happy

 

 This was only about two years ago...


YEs actually you can Smiley Happy I have a business and lastyear when i signed up with Heartland for cc processing, then sent me blank papers for taking an imprint of the card incase there is a problem with the cc machine or the internet. Never had to use them, and never would since there is no way of knowing if the funds are available but just in case, i was provided with them.


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Message 42 of 54
Anonymous
Not applicable

Re: Krispy Kreme Credit Card!


@Dalmus wrote:

@Anonymous wrote:

@gibeon wrote:
This reminds me that all credit card apps used to be done on paper, and you would hand them over to a stranger at the store or bank and they would phone it in.

Heck, I think I even remember applications in Magazines as part of an advert and you'd fill it out and mail it in and hear back in "6-8" weeks.

I feel old now.

I was just telling my 17 year old son about the old credit card machines tonight! that big hunk of metal they lugged around and sighed when you pulled out a CC


  Funny you mentioned that!

 

  I was at a small store up in Northern Wisconsin that's been around forever...  I went in to make a purchase, but their CC machine was down.   Nowadays, most places just say "No Credit Cards At This Time."  Not this place...  The old lady at the counter pulled out the gigantic card imprinting machine... KERCHUNK... and we were on our way.   I didn't even know they could still do that.  Smiley Happy

 

 This was only about two years ago...


Talking about feeling OLD lol.

Message 43 of 54
degs138
Established Contributor

Re: Krispy Kreme Credit Card!

How do you use the carbon reader on the CSP. The numbers are on the back

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Message 44 of 54
lindsaydruart
Established Contributor

Re: Krispy Kreme Credit Card!

If the card isn't embossed and it won't scan, you have to use another form of payment.
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FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 45 of 54
KSK1912
Valued Contributor

Re: Krispy Kreme Credit Card!


@degs138 wrote:
How do you use the carbon reader on the CSP. The numbers are on the back

Then you have to maunally write the information on the paper slips and have the customer sign it.


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Message 46 of 54
lindsaydruart
Established Contributor

Re: Krispy Kreme Credit Card!


@KSK1912 wrote:

@degs138 wrote:
How do you use the carbon reader on the CSP. The numbers are on the back

Then you have to maunally write the information on the paper slips and have the customer sign it.


That is against all sorts of credit card processing laws and can come with hefty fines as that can lead to credit card fraud. Who in the world would write their CC info on a piece of paper and sign it? Not to mention, what if the number written isn't right and the customer has left the store?

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 47 of 54
KSK1912
Valued Contributor

Re: Krispy Kreme Credit Card!


@lindsaydruart wrote:

@KSK1912 wrote:

@degs138 wrote:
How do you use the carbon reader on the CSP. The numbers are on the back

Then you have to maunally write the information on the paper slips and have the customer sign it.


That is against all sorts of credit card processing laws and can come with hefty fines as that can lead to credit card fraud. Who in the world would write their CC info on a piece of paper and sign it? Not to mention, what if the number written isn't right and the customer has left the store?


no they don't write it on a "piece of paper". You do have the credit card that they would pay with anyway. So you just have to confirm the information matches the card they have in hand. And if you want to secure the funds, you can call in the network number, such MC or Visa or AMex, give them the card number, transaction amount and get provision and write that number on the slip. The customer signs it, get a copy of the slip and everyone is happy. This way the funds are guaranteed for the merchant, as it is being charged to the customer's account, and when you deposit the slip to your bank account you don't have a suprise.

MHS Sample Credit Card Slip.jpg


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8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


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Message 48 of 54
lindsaydruart
Established Contributor

Re: Krispy Kreme Credit Card!

Oh, the official form...yeah. I really thought you meant a piece of paper LOL

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 49 of 54
KSK1912
Valued Contributor

Re: Krispy Kreme Credit Card!


@lindsaydruart wrote:

Oh, the official form...yeah. I really thought you meant a piece of paper LOL


no, that could really get a business in trouble. But the forms, i did have to use them a few times not at my business but another one i used to manage, due to internet problems. i told the customers to either pay in cash or come back shortly (since the business was in the mall it was not a problem, they would walk around and come back again) but i hated asking if they would like to do the paper form. Smiley Happy


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 50 of 54
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