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LOL okay PenFed

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Anonymous
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LOL okay PenFed

A while ago I applied for this card - they denied me stating that "length of accounts established is too short" when my AAoA is 7 years so I gave up. Fast forward to today, I just got the mail and received a pre qual. I'm satisfied with the cards I have ATM and don't want anymore but I'm curious how much of a limit I would've gotten? It says that if I click accept offer it'll have me confirm my info and view my card limit but again I don't want this card at least not now. Would this be pulling my credit and opening the account for me if I were to do that?? Thanks in advance guys Smiley Happy

4769B200-11BA-41C0-AC8F-A24505B46DD5.jpeg

 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: LOL okay PenFed

Pull the trigger and apply, lol.

Message 2 of 17
Anonymous
Not applicable

Re: LOL okay PenFed


@Anonymous wrote:

Pull the trigger and apply, lol.


😂😂 I’m seriously debating now, but I really don't need any cards ATM 

Message 3 of 17
Anonymous
Not applicable

Re: LOL okay PenFed

Congrats on your PenFed offer! I received the same offer a couple months back after getting declined in 2018. I passed because I don't need the card now. Up to you! Smiley Very Happy

Message 4 of 17
SFLSpotter9210
Valued Contributor

Re: LOL okay PenFed

I didn't need my 10 other cards but I got them. Go for it man do it lol. I'm just kidding but seriously if you don't think you could use it then don't get it. But if your worried you'll be denied then that's a totally different reason. Keep us informed 🤞 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay1k | Citi premier+ 13,600 | Citi Double Cash 18,800 | Citi Simplicity 10,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | citi custom cash 11,600 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 7,500 | Chevron 2,500 | Fico 8 Scores EQ=848 | EX=799 | TU=830scores and CL current as of 03/16/25 AAoA years 24 months | AoOA=18yrs
Message 5 of 17
KLEXH25
Valued Contributor

Re: LOL okay PenFed

Lol you guys are terrible 😂😂

 

@Anonymous I hope someone who's taken this offer can answer your question, but if you're firmly in the garden, don't let temptation get you!! It would be nice though if more lenders gave you a peep at what you're approved for before taking the plunge. Good luck!



Message 6 of 17
Anonymous
Not applicable

Re: LOL okay PenFed

Omg the temptation is soooo real lol especially since they're willing to show me my CL. But I have to resist the temptation and stay in the garden especially after my recent approval. 

Message 7 of 17
AllZero
Mega Contributor

Re: LOL okay PenFed


@Anonymous wrote:

A while ago I applied for this card - they denied me stating that "length of accounts established is too short" when my AAoA is 7 years so I gave up. Fast forward to today, I just got the mail and received a pre qual. I'm satisfied with the cards I have ATM and don't want anymore but I'm curious how much of a limit I would've gotten? It says that if I click accept offer it'll have me confirm my info and view my card limit but again I don't want this card at least not now. Would this be pulling my credit and opening the account for me if I were to do that?? Thanks in advance guys Smiley Happy


How long is a while ago?

 

Are you currently a member of PenFed?

Message 8 of 17
Anonymous
Not applicable

Re: LOL okay PenFed

Whats the Credit limit they would give you, you gotta atleast look at that! It could be anything, even a boat

Message 9 of 17
Anonymous
Not applicable

Re: LOL okay PenFed


@Anonymous wrote:

Whats the Credit limit they would give you, you gotta atleast look at that! It could be anything, even a boat


I'm too scared to check thinking it'll take it as a confirmation that I want the card lol. Last thing I want is a hard pull since I just got a new card and took another hard pull for a chase CLI. I'm torn 😫

Message 10 of 17
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