LOWES EXPERIENCE

[Anonymous]

What is Lowes personality like...are they inquiry sensitive, new acct sensitive, score driven.....I see alot of folks stating huge CLI from meager SL.....ie 500 to 12k...Yikes. I have 4 other Synchrony accounts, all in good standing, Walmart being the largest CL with 6k.....Considering applying as will be doing some remodeling soon...I see they pull TU in Illinois....TU at 675. Any helpful advice as If aprooved would consider calling overseas Credit Solutions for CLI....

[Aduke1122]

Hey I was approved 3 mths ago with TU in 660s and right under 20 Inquiries and 8 new accounts in the last two years , most of which were opened last year . So they definitely didn't seem to be too sensitive, I think if you have other synch accts in good standing you will most certainly be approved . I would only got an 800 SL and have not yet asked for a CLI as I am taking advantage of their awesome financing promo right now

[AverageJoesCredit]

I dunno, ive seen a few being denied recently for Lowes so i think its a toss up if your chances are better over 700. Once your in, yeah CS can be a big help but also remember, just because one has a Wally doesnt mean one will get approved for a Lowy. One card doesnt necessarily translate to another with same bsnk.

[Anonymous]

I got approved with 686 for $300 had to jump through hoops with the fraud letters and when I got card I signed in online and immediately hit love button. It asked for income and how much credit I wanted. I put in 15k so hopefully I'd get decent counter... Boom popped up 12000... Account was updated from $300 to $12,000 in few mins.