Langley Credit Line

Creditaddict · ‎06-01-2015

I called this morning and got my savings and checking processed through system and approved.

I could not seem to apply online so I called in and found out I called lending services vs. main banking something rather but I just decided to continue as I'm tried of calling multiple numbers and departmens this morning and let her pull credit again.

She says everything looks great and you have a high line with Navy and blah blah. Asked me some more stuff about main banking relationship and savings accounts, etc. and put me on hold: Came back to ask about my Bankruptcy... UGH, I'm like it was past business related and it shoudln't even be there if we are being honest, Equifax just doesn't see the same rules the rest do... she was like yes I know, I see that, let me just tell the underwriter and back on hold I went:

Comes back, great, thanks so much, main office has it and will contact you within 1 business day.

WHAT? the main office that you said you were not part of and that i would need to contact to use the same pull but thought what the heck do it with you so it's decisioned now!

(I didn't say this but it's what my brain screamed!)

Keep you posted.

Anonymous · ‎06-01-2015

@Creditaddict wrote:
I called this morning and got my savings and checking processed through system and approved.
I could not seem to apply online so I called in and found out I called lending services vs. main banking something rather but I just decided to continue as I'm tried of calling multiple numbers and departmens this morning and let her pull credit again.
She says everything looks great and you have a high line with Navy and blah blah. Asked me some more stuff about main banking relationship and savings accounts, etc. and put me on hold: Came back to ask about my Bankruptcy... UGH, I'm like it was past business related and it shoudln't even be there if we are being honest, Equifax just doesn't see the same rules the rest do... she was like yes I know, I see that, let me just tell the underwriter and back on hold I went:
Comes back, great, thanks so much, main office has it and will contact you within 1 business day.
WHAT? the main office that you said you were not part of and that i would need to contact to use the same pull but thought what the heck do it with you so it's decisioned now!
(I didn't say this but it's what my brain screamed!)
Keep you posted.

This will be a success, you never take a No until you get a Yes

cem13 · ‎06-01-2015

I had high hopes for Langley. It is Military based so it cannot be bad....right? Oh well, live and learn.

@CA, did they get a 2nd HP for the CC as others have posted?

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.

Creditaddict · ‎06-01-2015

@cem13 wrote:
I had high hopes for Langley. It is Military based so it cannot be bad....right? Oh well, live and learn.

@Anonymous, did they get a 2nd HP for the CC as others have posted?

yes 2 pulls... you would have to call the same people that the membership falls under which seems confusing and clearly isn't working because we all took 2nd pulls for the smae credit union that totes 1 pull every 30 days.

pizza1 · ‎06-01-2015

@Creditaddict wrote:
I called this morning and got my savings and checking processed through system and approved.
I could not seem to apply online so I called in and found out I called lending services vs. main banking something rather but I just decided to continue as I'm tried of calling multiple numbers and departmens this morning and let her pull credit again.
She says everything looks great and you have a high line with Navy and blah blah. Asked me some more stuff about main banking relationship and savings accounts, etc. and put me on hold: Came back to ask about my Bankruptcy... UGH, I'm like it was past business related and it shoudln't even be there if we are being honest, Equifax just doesn't see the same rules the rest do... she was like yes I know, I see that, let me just tell the underwriter and back on hold I went:
Comes back, great, thanks so much, main office has it and will contact you within 1 business day.
WHAT? the main office that you said you were not part of and that i would need to contact to use the same pull but thought what the heck do it with you so it's decisioned now!
(I didn't say this but it's what my brain screamed!)
Keep you posted.

Im exhausted...(sighs)...