Langley FCU Denial

[Komma]

I opened a membership with Langley FCU at the beginning of May. Took a few days to process and was approved. I waited until about middle of May to apply for a credit card with Langley, the application ended up being denied. I finally received the Adverse Action Notice and the only reason for denial shown is "You are not eligible for membership in this credit union" which doesn't really make a lot of sense.

Has anyone encountered this before? How's Langley recon?

[SouthJamaica]

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@Komma wrote:

I opened a membership with Langley FCU at the beginning of May. Took a few days to process and was approved. I waited until about middle of May to apply for a credit card with Langley, the application ended up being denied. I finally received the Adverse Action Notice and the only reason for denial shown is "You are not eligible for membership in this credit union" which doesn't really make a lot of sense.

Has anyone encountered this before? How's Langley recon?

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Welcome to the forum.

On the rare occasions I've had reason to call them, their customer service was good. So yes, I would recon.

[Royalbacon]

I would definitely call and ask about it for sure. Incredibly weird since you're already a member.

Are you located in Virginia in their geographic footprint or out of state? I remember reading on this forum a few years back that someone from Wisconsin joined Langley and their membership ended up getting terminated because they were in Wisconsin. I found the old post here 

[Komma]

I'm out of state.

Customer service was friendly and the person I ended up speaking to said they would send it back to underwriting to review since they didn't see anything else and seemed a little confused as well.

[joesampson]

Any update on your account?

[Komma]

Nope. I haven't heard back from anyone. No letters in the mail either.

[SouthJamaica]

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@Komma wrote:

Nope. I haven't heard back from anyone. No letters in the mail either.

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I would follow up.

[drmceo]

Any news?

[Komma]

I never received any mail or an actual response to my escalation. I called and the rep just said she could see "denied". So not sure if they ever reconsidered or not.