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Letter from Chase UPDATE: recon in progress

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Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress


@Anonymous wrote:
Keeping my fingers crossed!

Will keep fingers crossed for you too!!

Message 31 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress

Sounds promising!
Message 32 of 39
Vegasr
Regular Contributor

Re: Letter from Chase


@Anonymous wrote:
. On hold for another 5 minutes, which seemed like an hour, came back and said he put me in for an approval, but it had to be looked at by a Senior Lender, and I would hear back in about 5-7 buisness days.

The exact same thing happened to me about 4 weeks ago. App'ed for the Chase Amazon card and got denied. A few recon's later I was told by the rep she put me in for approval but a Senior Lender had to look at it, but again she put it thru to be approved.  I thought for sure it would be approved. Well no go, and I was bummed.  That was for me though, and I hope the best for you. 

Embarrassing amount of credit cards
AoOA: 25yrs
Message 33 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress

Thanks I appreciate it
Message 34 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress

How long did it take for you to hear back from the senior lender? And did they call, email etc?
Message 35 of 39
EW800
Valued Contributor

Re: Letter from Chase


@Anonymous wrote:
Ok. Update. Well i spoke with a credit analyst, and he informed me of the CO with WAMU back in 2007, which they took over because I said I've never had an account with Chase. I said what can I do to get back in your good graces? So he said we can reconsider, if that's something you would like to do. On hold for about 5 minutes, came back, asked me questions about income, rent, you know the usual stuff. On hold for another 5 minutes, which seemed like an hour, came back and said he put me in for an approval, but it had to be looked at by a Senior Lender, and I would hear back in about 5-7 buisness days. The suspense is already killing me!

I hope they come back with some very good news for you!  Looking forward to hearing!  Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 36 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress

Thanks
Message 37 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress

Well, got another letter, basically said the same thing and too many inquiries. So gardening it is. Maybe I can get back in with Chase a few years down the road
Message 38 of 39
Anonymous
Not applicable

Re: Letter from Chase UPDATE: recon in progress


@Anonymous wrote:
Well, got another letter, basically said the same thing and too many inquiries. So gardening it is. Maybe I can get back in with Chase a few years down the road

@Anonymous,

 

Sorry to hear... Yes, garden for a while and one day Chase will let you in.

Message 39 of 39
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